Ellis County property record for 431 Geneva Dr, Red Oak, TX 75154
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.027 acres (1,180 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $628 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R306803 |
| Primary APN | R306803 |
|---|---|
| Alternative APNs |
|
| Lot Area | 1,180 sqft (0.027 acres) |
|---|
| Street Address | 431 GENEVA DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-6435 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 1 BLK A RESERVE AT RED OAK TOWNHOUSE ADDN 0.0271 AC |
| Legal Subdivision | RESERVE AT RED OAK TOWNHOUSE ADDN |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 2 |
| Census Block | 2000 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5210 SPRUCE ST, BELLAIRE, TX 77401-3311 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 21, 2026 |
| Transfer Doc | 0000018970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | May 29, 2026 |
| Property Address | 431 GENEVA DR, RED OAK, TX 75154-6435 |
| Document Number | 0000018971 |
| Instrument Date | May 27, 2026 |
| Instrument | 202618971 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 5210 SPRUCE ST, BELLAIRE, TX 77401-3311 |
| Document Number | 0000018971, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202618971 |
| Name | LIMA ONE CAPITAL |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 20 Months |
| Due | Jan 1, 2028 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,000 (+33.33%) Land $55,000 | $55,000 (+33.33%) Land $55,000 | |
| 2025 | $628.00 | $41,250 Land $41,250 | $41,250 Land $41,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Element8.
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