431 G St, Ramona, CA 92065 Property Records

San Diego County property record for 431 G St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1976
Lot Size	0.264 acres (11,494 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Apr 2019)
Tax Bill	$6,394 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-383-28-00`

Property Details

APN / Parcel Number

Primary APN	`281-383-28-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	11,494 sqft (0.264 acres)

Location & Zoning

Street Address	431 G ST
City	RAMONA
State	CA
Zip	92065-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 1 TR PM02563
Legal Subdivision	RAMONA
Legal Tract	2563
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3013
Census Tract	20813

Owner

Source: San Diego County records · APN 281-383-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 G ST, RAMONA, CA 92065-2452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NP INC
Apr 24, 2019	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 08, 2019	Deed of Trust, Mortgage LOAN /SAN DIEGO
Apr 12, 2018	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Prior Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	2019150401
Prior Transfer Date	May 07, 2004
Prior Transfer Doc	0000482965
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	431 G ST, RAMONA, CA 92065-2452
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 G ST, RAMONA, CA 92065-2452

Mortgage

Document Number	0000573485
Date	Aug 12, 2021
Instrument	2021-0573485

Lender

Name	NP INC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Feb 01, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2019
Property Address	431 G ST, RAMONA, CA 92065-2452
Document Number	0000150401
Map Reference	FILE 74-098649
Instrument Date	Mar 29, 2019
Instrument	2019-0150401
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 G ST, RAMONA, CA 92065-2452

Mortgage

Document Number	0000150402
Date	Apr 24, 2019
Instrument	2019-0150402

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	431 G ST, RAMONA, CA 92065-2452
Document Number	0000098610
Instrument Date	Mar 08, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 25TH ST #1 SAN DIEGO CA 921023017, 1, SAN DIEGO, CA 92102-3017

Mortgage

Document Number	0000098610
Date	Mar 19, 2019
Instrument	98610

Lender

Name	LOAN /SAN DIEGO
Type	Funding / Finance Company
Address	2356 MOORE ST, SAN DIEGO, CA 92110-3017

Agreement

Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2018
Property Address	431 G ST, RAMONA, CA 92065-2452
Document Number	0000146480
Instrument Date	Mar 29, 2018
Instrument	146480
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	431 G ST RAMONA CA 920652452, RAMONA, CA 92065-2452

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$443,749 (+2%) Land $238,942 Building $204,807
2025	$6,394.00 (+6.34%) Homeowner's exemption	$435,049 (+4.04%) Land $234,257 Building $200,792
2023	$6,013.00 (-4.9%) Homeowner's exemption	$418,157 Land $225,161 Building $192,996
2022	$6,323.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	About 1 in 195 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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