431 Front St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 431 Front St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,256 sqft · built 1883
Lot Size	0.086 acres (3,751 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Jun 2017)
Tax Bill	$9,204 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00033-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`03-00033-0000-00008`
Alternative APN	`030003300008`

Interior

Stories	2 Stories
Building Area	1,256 sqft Living Area

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Architectural Style	Colonial
Construction Type	Frame
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Location & Zoning

Street Address	431 FRONT ST
City	DUNELLEN
State	NJ
Zip	08812-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	25X150
Legal Subdivision	DUNELLEN
Legal Block	33
Legal Lot Number	8
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	2
Census Block	2016
Census Tract	300

Owner

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 FRONT ST, DUNELLEN, NJ 08812-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Jun 5, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	May 7, 1996 · Amount on Record
Deed Document Number	2017240
Deed Book / Page	6990 / 398
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	431 FRONT ST, DUNELLEN, NJ 08812-1211
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045423
Date	Mar 31, 2021
Book Page	18371/1930
Instrument	2021045423

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 5, 2017
Property Address	431 FRONT ST, DUNELLEN, NJ 08812-1211
Document Number	0000009591
Book / Page	006990 / 000398
Instrument Date	May 17, 2017
Instrument	9591
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	ISLAND TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 FRONT ST DUNELLEN NJ 088121211, DUNELLEN, NJ 08812-1211

Mortgage

Document Number	12755
Date	Jun 5, 2017
Book Page	016787/000068
Instrument	12755

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,600 (+7.87%) Land $75,100 Building $330,500	$405,600 (+7.87%) Land $75,100 Building $330,500
2025	$9,204.00 (-2.4%)	$376,000 (+25%) Land $75,100 Building $300,900	$376,000 (+25%) Land $75,100 Building $300,900
2024	$9,430.00 (+31.72%)
2023		$300,800 Land $75,100 Building $225,700	$300,800 Land $75,100 Building $225,700
2022	$7,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	18 (1982–2025)
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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