431 Front St, Beaufort, NC 28516 Property Records

Carteret County property record for 431 Front St, Beaufort, NC 28516

Property Summary

Property TypeOther Improved
Details1 ba · 3,813 sqft · built 1920
Lot Size0.092 acres (4,008 sqft)
OwnerCompany Name on File
Last Sale$500,000 (Jun 2011)
Tax Bill$5,609 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone AE (high risk)
APN7306.17.10.6068000

Property Details

APN / Parcel Number

Primary APN7306.17.10.6068000
Alternative APNs
  • 10036
  • 62351

Interior

Full Baths1 Bath
Stories1 Story
Building Area3,813 sqft Total Area
1st Floor Area3,310 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeBlock
Roof TypeHip
Roof MaterialOther
Lot Area4,008 sqft (0.092 acres)
Lot Dimensions99 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Account Number62351
Street Address431 FRONT ST
CityBEAUFORT
StateNC
Zip28516-2126
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionL1 FRANCES B KRAUTHEIM
Legal SubdivisionFRANCES B KRAUTHEIM
Legal Block10
Legal Lot Number1
JurisdictionCARTERET NC
Township / Civil DivisionBEAUFORT
Census Block Group1
Census Block1004
Census Tract970305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Beaufort Historic District
listed 1974 · 16 contributing resources · NRIS 74001331

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

431 Front St is owned by a company that bought it in June 2011.

Source: Carteret County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 2037, BEAUFORT, NC 28516-5037
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2011 · Amount on File
Deed SaleJun 8, 2011 · Amount on File
Deed Document Number20111377429
Deed Book / Page1377 / 429
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Recording DateJun 5, 2026
Property Address431 FRONT ST, BEAUFORT, NC 28516-2126
Document Number0001887477
Book / Page1887 / 477
Instrument DateJun 5, 2026
Instrument20261887477
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address431 FRONT ST, BEAUFORT, NC 28516-2126

Mortgage

Document Number0001887477,
DateJun 5, 2026
Book Page1887/477
Instrument20261887477
Lender
NameFIRST CITIZENS BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 431 Front St was $5,609.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityBeaufort Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$965,520 (-) Land $518,400 Building $447,120$965,520 (-) Land $518,400 Building $447,120
2025$5,609.00$965,520 Land $518,400 Building $447,120$965,520 Land $518,400 Building $447,120
2023$584,243 Land $369,000 Building $215,243$584,243 Land $369,000 Building $215,243
2022$5,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 239 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies379 units insured
incl. 140 condo units
Nearby Flood Claims24 (1996–2023)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2023 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 19 claims
  • Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEAUFORT
serves 4,452 people · EPA ID NC0416010
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Front St

Nearby Streets

Search Property Records by Address or Parcel Number