431 Frey St, Boerne, TX 78006 Property Records

Kendall County property record for 431 Frey St, Boerne, TX 78006

Property Summary

Property Type	Single Family Home
Details	1 ba · 955 sqft · built 1975
Lot Size	0.498 acres (21,693 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R22318`

Property Details

APN / Parcel Number

Primary APN	`R22318`
Alternative APNs	`1522500000110` `22318`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	955 sqft Living Area
Gross Area	971 sqft
1st Floor Area	955 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1988
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Metal
Lot Area	21,693 sqft (0.498 acres)
Garage Type	Carport
Garage Area	170 sqft
Carport	Carport
Carport Area	170 sqft
Porch	Covered Porch
Porch Area	16 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	431 FREY ST
City	BOERNE
State	TX
Zip	78006-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ADDITION LOT 17 & PT 16, .498 ACRES
Legal Subdivision	FAIRVIEW ADDITION
Legal Block	4
Legal Lot Number	17
Jurisdiction	KENDALL TX
Township / Civil Division	BOERNE
Census Block Group	4
Census Block	4001
Census Tract	970500

Owner

431 Frey St is owned and occupied by two individuals who acquired it in January 2018.

Source: Kendall County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 FREY ST, BOERNE, TX 78006-2914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Oct 11, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage SECURITY SERVICE FCU
Jan 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 18, 2018
Transfer Doc	0000318264
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL TX
Property Address	431 FREY ST, BOERNE, TX 78006-2914
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000359098
Date	Jul 19, 2021
Instrument	359098

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL TX
Property Address	431 FREY ST, BOERNE, TX 78006-2914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000325403
Date	Oct 11, 2018
Book Page	1659/0747
Instrument	325403

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL TX
Recording Date	Jan 18, 2018
Property Address	431 FREY ST, BOERNE, TX 78006-2914
Document Number	0000318264
Book / Page	001617 / 000748
Instrument Date	Jan 18, 2018
Instrument	318264
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	431 FREY ST BOERNE TX 780062914, BOERNE, TX 78006-2914

Tax Assessment & Valuation

The 2025 property tax bill for 431 Frey St was $1,090 with exemptions applied.

Source: Kendall County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Boerne City
County	Kendall County
Unified School District	Boerne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,141 (+1%)	$368,190 (+6.13%) Land $282,050 Building $86,140
2025	$1,090.00 Homeowner's exemption Senior Citizen's exemption	$246,492 (+1%)	$346,910 (-) Land $262,820 Building $84,090
2024		$224,084 (+1%) Land $262,820 Building $84,090	$346,910 (-) Land $262,820 Building $84,090
2023	$1,111.00 (-52.22%) Homeowner's exemption Senior Citizen's exemption	$203,713 Land $262,820 Building $84,090	$346,910 Land $262,820 Building $84,090
2022	$2,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Frey St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1978–2002)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2002 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Frey St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOERNE serves 24,769 people · EPA ID TX1300001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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