Larimer County property record for 431 Flathead Dr, Red Feather Lakes, CO 80545
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 2004 |
| Lot Size | 1.78 acres (77,537 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $15,500 (Oct 2001) |
| Tax Bill | $2,305 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40022-05-014 |
| Primary APN | 40022-05-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,537 sqft (1.78 acres) |
| Terrain | Steep |
| Porch | Porch |
|---|---|
| Porch Area | 306 sqft |
| Patio Area | 321 sqft |
| Balcony | Balcony |
| Balcony Area | 321 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Cistern |
| Account Number | R0158330 |
|---|---|
| Old Parcel Number | 4002205014 |
| Street Address | 431 FLATHEAD DR |
| City | RED FEATHER LAKES |
| State | CO |
| Zip | 80545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14, CRYSTAL LAKES 13TH FIL, PUD |
| Legal Range | 74 |
| Legal Township | 10 |
| Legal Section | 02 |
| Legal Quarter | NW |
| Legal Subdivision | CRYSTAL LAKES |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LIVERMORE |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 2401 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1596 COUNTY ROAD 72E, WELLINGTON, CO 80549-1973 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit CANVAS CU |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit WESTERN VISTA FCU |
| Jul 3, 2018 | Deed of Trust, Mortgage · Line of Credit PUBLIC SVC CU |
| Feb 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2001 · Amount on Record |
| Deed Sale | Oct 25, 2001 · Amount on Record |
| Deed Document Number | 2001096005 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 431 FLATHEAD DR, RED FEATHER LAKES, CO 80545 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000068829 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 20220068829 |
| Name | CANVAS CU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD, CO 80155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 431 FLATHEAD DR, RED FEATHER LAKES, CO 80545 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1596 E COUNTY ROAD 72, WELLINGTON, CO 80549 |
| Document Number | 0000094353 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 20210094353 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 431 FLATHEAD DR, RED FEATHER LAKES, CO 80545 |
| Document Number | 0000072040 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1596 E COUNTY ROAD 72 WELLINGTON CO 80549, WELLINGTON, CO 80549 |
| Document Number | 0000072040 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 72040 |
| Name | WESTERN VISTA FCU |
|---|---|
| Type | Credit Union |
| Address | CHEYENNE, WY 82001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 8, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 431 FLATHEAD DR, RED FEATHER LAKES, CO 80545 |
| Document Number | 0000043643 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 431 FLATHEAD DR RED FEATHER LAKES CO 80545, RED FEATHER LAKES, CO 80545 |
| Document Number | 0000043643 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 43643 |
| Name | PUBLIC SVC CU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD, CO 80155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 17, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 431 FLATHEAD DR, RED FEATHER LAKES, CO 80545 |
| Document Number | 0000011120 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 431 FLATHEAD DR RED FEATHER LAKES CO 80545, RED FEATHER LAKES, CO 80545 |
| Document Number | 0000011120 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 11120 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2047 |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,305.00 (-1.2%) | $24,031 (-18%) Land $5,156 Building $18,875 | $384,500 (-12.09%) Land $82,500 Building $302,000 |
| 2023 | $2,333.00 (+34.7%) | $29,306 (+59.36%) Land $6,224 Building $23,082 | $437,400 (+65.31%) Land $92,900 Building $344,500 |
| 2022 | $1,732.00 | $18,390 Land $2,363 Building $16,027 | $264,600 Land $34,000 Building $230,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 70% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 80 / 10 |
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