Alleghany County property record for 431 Farmer Rd, Sparta, NC 28675 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Cottage |
| Year Built | Built 2024 |
| Square Footage | 1,688 sqft Living Area |
| Lot Size | 479,160 sqft (11 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,057.00 (2025) |
| Primary APN | 3081318937 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 1,688 sqft Living Area |
| 1st Floor | 1,688 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Cottage Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 479,160 sqft (11 acres) |
| Porch Area | 80 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Account Number | 83401 |
|---|---|
| Street Address | 431 FARMER RD |
| City | SPARTA |
| State | NC |
| Zip | 28675 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | ALLEGHANY NC |
| Minor Civil Division | GAP CIVIL |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 950200 |
Source: Alleghany County records · APN 3081318937
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 FARMER RD, SPARTA, NC 28675 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage TRUIST BANK |
| Oct 24, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 431 FARMER RD, SPARTA, NC 28675 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5656 US HIGHWAY 221, SPARTA, NC 28675-8733 |
| Document Number | 000442/572 |
|---|---|
| Date | Feb 29, 2024 |
| Book Page | 442/572 |
| Instrument | 397 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Mar 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Oct 24, 2023 |
| Property Address | 431 FARMER RD, SPARTA, NC 28675 |
| Document Number | 000440/315 |
| Book / Page | 440 / 315 |
| Map Reference | MB 12 PG 438 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2313 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1522, SPARTA, NC 28675-1522 |
| Name | Verified Name |
|---|---|
| Address | 5656 US HIGHWAY 221, SPARTA, NC 28675-8733 |
Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,500 Land $106,400 Building $206,100 | $312,500 Land $106,400 Building $206,100 | |
| 2025 | $2,057.00 |
431 Farmer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Alleghany County (37005C), updated July 16, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 52nd percentile of exposed land nationally · 74th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,064 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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