431 Fairhaven Ct, Waxhaw, NC 28173 Property Records

Union County property record for 431 Fairhaven Ct, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,166 sqft · built 1997
Lot Size	3.19 acres (138,956 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Nov 2020)
Tax Bill	$6,999 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-177-082`

Property Details

APN / Parcel Number

Primary APN	`06-177-082`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,166 sqft Living Area
Gross Area	7,494 sqft
1st Floor Area	2,306 sqft
Basement Area	2,308 sqft
Unfinished Basement	2,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	138,956 sqft (3.19 acres)
Garage Type	Attached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	431 FAIRHAVEN CT
City	WAXHAW
State	NC
Zip	28173-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60 WEDDI
Legal Description	#37 WALDEN AT PROVIDENCE PH1 OPCC057
Legal Subdivision	WALDEN AT PROVIDENCE
Legal Tract	37
Legal Lot Number	37
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3004
Census Tract	21006

Owner

431 Fairhaven Ct is owned and occupied by two individuals who bought it in November 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 FAIRHAVEN CT, WAXHAW, NC 28173-8500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Deed Document Number	202046793
Deed Book / Page	7883 / 724
Prior Transfer Date	Apr 9, 2002
Prior Transfer Doc	1803673
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 12, 2020
Property Address	431 FAIRHAVEN CT, WAXHAW, NC 28173-8500
Document Number	7883724
Book / Page	007883 / 000724
Instrument Date	Nov 11, 2020
Instrument	46793
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,930.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 FAIRHAVEN CT WAXHAW NC 281738500, WAXHAW, NC 28173-8500

Mortgage

Document Number	7883727
Date	Nov 12, 2020
Book Page	007883/000727
Instrument	46794

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

Mortgage

Document Number	7883743,
Date	Nov 12, 2020
Book Page	007883/000743
Instrument	46795

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 431 Fairhaven Ct was $6,999.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,401,000 (-) Land $420,500 Building $980,500	$1,401,000 (-) Land $420,500 Building $980,500
2025	$6,999.00	$1,401,000 Land $420,500 Building $980,500	$1,401,000 Land $420,500 Building $980,500
2023	$6,016.00	$950,500 Land $296,900 Building $653,600	$950,500 Land $296,900 Building $653,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Fairhaven Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Fairhaven Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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