431 Eve Estates Dr, Union, MO 63084 Property Records

Franklin County property record for 431 Eve Estates Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,346 sqft · built 2017
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-5-22.0-4-046-080.280`

Property Details

APN / Parcel Number

Primary APN	`17-5-22.0-4-046-080.280`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area

Exterior

Year Built	Built 2017
Architectural Style	Split Foyer
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	431 EVE ESTATES DR
City	UNION
State	MO
Zip	63084-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:13 EVE ESTATES PLAT 5PT E 1/2 SE
Legal Range	01W
Legal Township	43
Legal Section	22
Legal Subdivision	EVE ESTATES
Legal Lot Number	13
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	3
Census Block	3000
Census Tract	800603

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	431 EVE ESTATES DR, UNION, MO 63084-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Sep 22, 2017	Warranty Deed, Subdivision Related Transfer DEPARTMENT OF HSNG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023
Deed Sale	Oct 12, 2023
Prior Sale	Sep 22, 2017
Deed Document Number	2312130
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 12, 2023
Property Address	431 EVE ESTATES DR, UNION, MO 63084-1207
Document Number	0002312130
Map Reference	DOC 1617988
Instrument Date	Oct 10, 2023
Instrument	2312130
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2307 CREWE CT, WASHINGTON, MO 63090-6764

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	431 EVE ESTATES DR, UNION, MO 63084-1207

Mortgage

Document Number	0002312131
Date	Oct 12, 2023
Instrument	2312131

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 22, 2017
Property Address	431 EVE ESTATES DR, UNION, MO 63084-1207
Document Number	0000014521
Instrument Date	Sep 20, 2017
Instrument	14521
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 28, 2017
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 EVE ESTATES DR UNION MO 630841207, UNION, MO 63084-1207

Mortgage

Document Number	14522
Date	Sep 22, 2017
Instrument	14522

Lender

Name	DEPARTMENT OF HSNG SVCS
Address	SAINT LOUIS, MO 63166

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Sep 21, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,059.00 (+7.52%)	$34,536 (+8.4%)	$181,770 (+8.4%) Land $25,000 Building $156,770
2023	$1,915.00 (-8.02%)	$31,859	$167,680 Land $25,000 Building $142,680
2022	$2,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile, Verizon.

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