Franklin County property record for 431 Eugene Dr, Chambersburg, PA 17202
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,856 sqft · built 2016 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,439 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-C13A-128 |
| Primary APN | 09-C13A-128 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,856 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 431 EUGENE DR |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17202-7384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #120 |
| Legal Lot Number | 120 |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | GREENE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10402 |
Source: Franklin County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 EUGENE DR, CHAMBERSBURG, PA 17202-7384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PATRIOT FCU |
| Sep 18, 2017 | Deed of Trust, Mortgage PATRIOT FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 431 EUGENE DR, CHAMBERSBURG, PA 17202-7384 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | MADISON SETTLEMENT SERVICES-CHAMBE, MADISON STLMT SVCS CHAMBERSB |
| Name | Verified Name |
|---|
| Document Number | 0000006361 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 202106361 |
| Name | PATRIOT FCU |
|---|---|
| Type | Credit Union |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 431 EUGENE DR, CHAMBERSBURG, PA 17202-7384 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018613 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 201718613 |
| Name | PATRIOT FCU |
|---|---|
| Type | Credit Union |
| Address | CHAMBERSBURG, PA 17201 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 15, 2032 |
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| County Subdivision | Greene Township |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,439.00 (+2.45%) | $38,590 (-) Land $2,750 Building $35,840 | |
| 2025 | $6,285.00 (+3.22%) | ||
| 2024 | $6,089.00 | $38,590 Land $2,750 Building $35,840 | |
| $38,590 Land $2,750 Building $35,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILFORD WATER AUTH serves 28,135 people · EPA ID PA7280038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Upward Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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