431 Esperanza Dr, Prosper, TX 75078 Property Records

Denton County property record for 431 Esperanza Dr, Prosper, TX 75078 · Last verified April 2024

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,438 sqft · built 2018
Lot Size0.226 acres (9,879 sqft)
OwnerIndividual Name on File
Tax Bill$13,921 (2023)
Deeds & MortgagesJan 2023 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR692667

Property Details

APN / Parcel Number

Primary APNR692667
Alternative APNs
  • SB0032A-000000B-0000-0002-0000
  • 997540

Interior

Bedrooms5 Beds
Full Baths5 Baths
Building Area4,438 sqft Living Area
Gross Area5,187 sqft Gross Area
1st Floor Area2,691 sqft 1st Floor
2nd Floor Area1,747 sqft 2nd Floor
Stories2 Stories
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,879 sqft (0.226 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached
Garage Area748 sqft Garage
PorchOpen Porch
Porch Area291 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number997540
Street Address431 ESPERANZA DR
CityPROSPER
StateTX
Zip75078-1038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSONG RANCH PHASE 4A BLK B LOT 2
Legal SubdivisionWINDSONG RANCH PHASE 4A
Legal BlockB
Legal Lot Number2
JurisdictionDENTON TX
Township / Civil DivisionPILOT POINT-AUBREY
Census Block Group5
Census Block5014
Census Tract20128

Owner

Source: Denton County records · APN R692667

Assessment roll updated July 25, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address431 ESPERANZA DR, PROSPER, TX 75078-1038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Deed of Trust, Mortgage · Commercial Mortgage
FROST BANK
Jun 17, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Jun 29, 2018Vendor's Lien, Subdivision Related Transfer · VA Mortgage
FIRST EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2018
Deed SaleJun 29, 2018
Deed Document Number2018-075568
Record UpdatedJun 07, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Property Address431 ESPERANZA DR, PROSPER, TX 75078-1038
Transaction TypeMortgage
Record UpdatedJun 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 ESPERANZA DR, PROSPER, TX 75078-1038

Mortgage

Document Number0000006518
DateJan 23, 2023
Instrument2023-006518
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Property Address431 ESPERANZA DR, PROSPER, TX 75078-1038
Transaction TypeMortgage
Record UpdatedJun 01, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109677
DateJun 17, 2021
Instrument2021-109677
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

June 2018: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionDENTON TX
Recording DateJun 29, 2018
Property Address431 ESPERANZA DR, PROSPER, TX 75078-1038
Document Number0000075568
Map ReferenceDOC2016-2061
Instrument DateJun 27, 2018
Instrument2018-075568
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 11, 2021
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6225 N N STATE HIGHWAY # 161150, 6225, IRVING, TX 75038-2223

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 ESPERANZA DR, PROSPER, TX 75078-1038

Mortgage

Document Number0000075569
DateJun 29, 2018
Instrument2018-075569
Lender
NameFIRST EQUITY MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Denton County records · Assessment roll updated July 25, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
MunicipalityProsper Town
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$13,921.00 (+772.79%) Homeowner's exemption$1,027,000 Land $237,120 Building $789,880$1,027,000 Land $237,120 Building $789,880
2022$1,595.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Denton County (48121C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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