Hamilton County property record for 431 Elberon Ave, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,123 sqft · built 1953 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,643 (2025) |
| Deeds & Mortgages | Sep 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 177-0037-0055-00 |
| Primary APN | 177-0037-0055-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,123 sqft Living Area |
| Gross Area | 1,873 sqft |
| 1st Floor Area | 763 sqft |
| Attic | Attic |
| Attic Area | 360 sqft |
| Basement Area | 750 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 97.2 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 140 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 431 ELBERON AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-2299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | ELBERON AV 50.02 X 97.18 IRRPARS 55-57 CONS |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 9600 |
431 Elberon Ave is owned and occupied by two individuals who acquired it in June 1994.
Source: Hamilton County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 ELBERON AVE, CINCINNATI, OH 45205-2299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 1994 |
| Deed Sale | Jun 8, 1994 |
| Deed Document Number | 1994103362 |
| Deed Book / Page | 6485 / 1899 |
| Prior Transfer Date | May 19, 1994 |
| Prior Transfer Doc | 0000103362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 431 ELBERON AVE, CINCINNATI, OH 45205-2299 |
| Document Number | 0000092128 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 431 ELBERON AVE CINCINNATI OH 452052299, CINCINNATI, OH 45205-2299 |
| Document Number | 0000092128 |
|---|---|
| Date | Oct 9, 2017 |
| Book Page | 013519/000619 |
| Instrument | 92128 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 431 Elberon Ave was $1,643, down 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,643.00 (-3.13%) | $26,607 (-) Land $2,765 Building $23,842 | $76,020 Land $7,900 Building $68,120 |
| 2024 | $1,696.00 (-0.18%) | $26,607 (-) Land $2,765 Building $23,842 | |
| 2023 | $1,699.00 (+26.89%) | $26,607 (+41.46%) Land $2,765 Building $23,842 | $76,020 Land $7,900 Building $68,120 |
| 2022 | $1,339.00 | $18,809 Land $2,730 Building $16,079 | |
| 2020 | $53,740 Land $7,800 Building $45,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Elberon Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Elberon Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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