431 Eclipse Ln, Elgin, SC 29045 Property Records

Richland County property record for 431 Eclipse Ln, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2022
Square Footage	1,533 sqft Heated Area
Lot Size	0.089 acres
Last Sale	$249,469 (2022)
Tax Bill	$1,925.00 (2025)

Owner

Source: Richland County records · APN 31703-03-03

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 ECLIPSE LN, ELGIN, SC 29045-8567
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Deed Doc Number	202242630
Deed Book / Page	2765 / 3298
Record Refreshed	Sep 20, 2026

July 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 27, 2022
Property Address	431 ECLIPSE LN, ELGIN, SC 29045-8567
Document Number	0027653298
Book / Page	2765 / 3298
Map Reference	MB 2690 PG 1710-1713
Instrument Date	Jul 27, 2022
Instrument	2022042630
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$648.70
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 ECLIPSE LN, ELGIN, SC 29045-8567

Mortgage

Document Number	2022042631
Date	Jul 27, 2022
Instrument	2022042631

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,925.00 (-10.38%)	$218,900 Land $50,000 Building $168,900	$218,900 Land $50,000 Building $168,900
2023	$2,148.00 Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 42% of South Carolina
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`31703-03-03`
Alternative APN	`R31703-03-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,533 sqft Heated Area
Gross Area	1,955 sqft Gross Area
Stories	2 Stories
Primary Flooring	Wood Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	3,920 sqft

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	431 ECLIPSE LN
City	ELGIN
State	SC
Zip	29045-8567
Property Usage	Other Property Usage
Type	Unknown
Legal Description	LOT 131 37X110.1X37X111.4 #SU ELLINGTON PHASE 1 #PH RB2651-929 RB2690-1711
Legal Phase	1
Legal Lot Number	37,131
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2091
Census Tract	11407