Cook County property record for 431 Easy St, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,086 sqft · built 1964 |
| Lot Size | 0.19 acres (8,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jun 2000) |
| Tax Bill | $8,115 (2023) |
| Deeds & Mortgages | Jul 2021 Line of Credit Mar 2024 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-409-025 |
| Primary APN | 08-13-409-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,280 sqft (0.19 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 431 EASY ST |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-2735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O W (BLUMES) (WEST) ACRES (UNITA) RESUB OF PT OF LT 9 IN OWNERS SUB IN SEC 13 SEC 13-41-11 |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 13 |
| Legal Subdivision | BLUMES WEST ACRES UNITA |
| Legal Lot Number | 9 |
| Legal Unit | A |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 804902 |
431 Easy St is owned and occupied by an individual who bought it in June 2000.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 EASY ST, DES PLAINES, IL 60016-2735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Mar 11, 2024 | Deed of Trust, Mortgage · Construction Mortgage NEWREZ LLC |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| May 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2000 · Amount on File |
| Deed Sale | Jun 8, 2000 · Amount on File |
| Deed Document Number | 20001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 431 EASY ST, DES PLAINES, IL 60016-2735 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 431 EASY ST, DES PLAINES, IL 60016-2735 |
| Document Number | 0019621214 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2119621214 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2051 |
| Rate | 4.72% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 431 EASY ST, DES PLAINES, IL 60016-2735 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 431 EASY ST, DES PLAINES, IL 60016-2735 |
| Document Number | 0007124139 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2407124139 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60016 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 431 EASY ST, DES PLAINES, IL 60016-2735 |
| Document Number | 2029021254 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 431 EASY ST DES PLAINES IL 600162735, DES PLAINES, IL 60016-2735 |
| Document Number | 2029021254 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 29021254 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 431 EASY ST, DES PLAINES, IL 60016-2735 |
| Document Number | 1915747041 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 431 EASY ST DES PLAINES IL 600162735, DES PLAINES, IL 60016-2735 |
| Document Number | 1915747041 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 15747041 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 5, 2049 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Des Plaines City |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Community Consolidated School District 59 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,000 Land $8,694 Building $40,306 | $490,000 Land $86,940 Building $403,060 | |
| 2023 | $8,115.00 (+4.94%) | ||
| 2022 | $7,733.00 Homeowner's exemption | $35,342 Land $7,452 Building $27,890 | $353,420 Land $74,520 Building $278,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 431 Easy St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 431 Easy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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