431 E Valerio St, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 431 E Valerio St, Santa Barbara, CA 93101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,072 sqft · built 1910
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$2,800,000 (Aug 2016)
Tax Bill	$15,723 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-123-006`

Property Details

APN / Parcel Number

Primary APN	`027-123-006`
Alternative APN	`02712306`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,072 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Victorian
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 E VALERIO ST
City	SANTA BARBARA
State	CA
Zip	93101-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BATES ADD LOT 2 BLK B
Legal Block	B
Legal Lot Number	2
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	4
Census Block	4010
Census Tract	400

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	431 E VALERIO ST, SANTA BARBARA, CA 93101-1118
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 4, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2016 · Amount on Record
Deed Sale	Aug 25, 2016 · Amount on Record
Prior Sale	Jun 13, 2014 · Amount on Record
Deed Document Number	201643296
Prior Transfer Date	May 31, 2001
Prior Transfer Doc	0000044496
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	431 E VALERIO ST, SANTA BARBARA, CA 93101-1118
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E VALERIO ST, SANTA BARBARA, CA 93101-1118

Mortgage

Document Number	0000076731
Date	Nov 3, 2021
Instrument	2021-0076731

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Sep 1, 2031
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	431 E VALERIO ST, SANTA BARBARA, CA 93101-1118
Document Number	0000023665
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	431 E VALERIO ST SANTA BARBARA CA 931011118, SANTA BARBARA, CA 93101-1118

Mortgage

Document Number	0000023665
Date	May 14, 2020
Instrument	23665

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,316,870 (-12.05%) Land $540,395 Building $776,475
2025	$15,723.00 (-52.4%) Homeowner's exemption Additional exemption filed	$1,497,232 (-52.06%) Land $614,409 Building $882,823
2023	$33,029.00 (+1.75%) Homeowner's exemption Additional exemption filed	$3,123,451 Land $1,394,398 Building $1,729,053
2022	$32,461.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on E Valerio St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures