431 E St, Fort Dodge, IA 50501 Property Records

Webster County property record for 431 E St, Fort Dodge, IA 50501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1964
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on Record
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Dec 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0730131006`

Property Details

APN / Parcel Number

Primary APN	`0730131006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	934 sqft
Basement Area	934 sqft
Finished Basement	700 sqft
Unfinished Basement	934 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	131 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 E ST
City	FORT DODGE
State	IA
Zip	50501-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-36 FTD WEST FORT DODGE LT 1 SODER'S SD OF LT 3 & N 15'-LT 2
Legal Subdivision	FTD WEST FORT DODGE
Legal Lot Number	1-3
Jurisdiction	WEBSTER IA
Township / Civil Division	FORT DODGE
Census Block Group	2
Census Block	2005
Census Tract	900

Owner

Source: Webster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 E ST, FORT DODGE, IA 50501-4521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage HUD
Dec 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	431 E ST, FORT DODGE, IA 50501-4521
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106728
Date	Dec 14, 2021
Instrument	2021-06728

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	922 Months
Due	Sep 30, 2098

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	431 E ST, FORT DODGE, IA 50501-4521
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106727
Date	Dec 14, 2021
Instrument	2021-06727

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	922 Months
Due	Sep 30, 2098

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Fort Dodge City
Unified School District	Fort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,630 (-) Land $9,560 Building $111,070	$120,630 (-) Land $9,560 Building $111,070
2025	$1,614.00 Homeowner's exemption	$120,630 (+29.11%) Land $9,560 Building $111,070	$120,630 (+29.11%) Land $9,560 Building $111,070
2024	$1,614.00 (-20.57%)
2023		$93,430 (-2.02%) Land $9,560 Building $83,870	$93,430 (-2.02%) Land $9,560 Building $83,870
2022	$2,032.00 Homeowner's exemption	$95,360 Land $9,560 Building $85,800
2021			$95,360 Land $9,560 Building $85,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 4, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT DODGE WATER SUPPLY serves 25,874 people · EPA ID IA9433050
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Dodge Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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