431 E Spruce St, Paxton, IL 60957 Property Records

Ford County property record for 431 E Spruce St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1958
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (Feb 2019)
Tax Bill	$1,616 (2022)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-14-08-331-013`

Property Details

APN / Parcel Number

Primary APN	`11-14-08-331-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft

Exterior

Year Built	Built 1958
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	160 ft deep x 50 ft wide

Location & Zoning

Street Address	431 E SPRUCE ST
City	PAXTON
State	IL
Zip	60957-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 9 RAILROAD ADD 50 X 160
Legal Range	10E
Legal Township	23N
Legal Section	08
Legal Subdivision	RAILROAD ADD
Legal Block	9
Legal Lot Number	14
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	1
Census Block	1010
Census Tract	961800

Owner

Source: Ford County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	431 E SPRUCE ST, PAXTON, IL 60957-1036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Jul 6, 2012 · Amount on Record
Deed Document Number	270494
Record Updated	Jun 7, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Feb 25, 2019
Property Address	431 E SPRUCE ST, PAXTON, IL 60957-1036
Document Number	270494
Instrument Date	Jan 5, 2019
Instrument	270494
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$106.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	431 E SPRUCE ST, PAXTON, IL 60957-1036

Mortgage

Document Number	270495
Date	Feb 25, 2019
Instrument	270495

Lender

Name	MARINE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,616.00	$22,200 Land $1,890 Building $20,310	$66,600 Land $5,670 Building $60,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCC Network Services Fiber	8,000 / 8,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group.

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