Louisville/Jefferson County Metro Government property record for 431 E Ormsby Ave, Louisville, KY 40203 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1900 |
| Square Footage | 1,280 sqft Finished Area |
| Lot Size | 3,354 sqft (0.077 acres) |
| Last Sale | $55,000 (2019) |
| Tax Bill | $1,802.00 (2025) |
| Primary APN | 09023D00540000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,280 sqft Finished Area |
| Stories | 1 Stories |
| Primary Flooring | Covered Flooring |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,354 sqft (0.077 acres) |
| Depth X Width | 135 ft x 25 ft Depth x Width |
| Patio Area | 176 sqft Patio |
| Cooling System | None Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 00095585 |
|---|---|
| Street Address | 431 E ORMSBY AVE |
| City | LOUISVILLE |
| State | KY |
| Zip | 40203-2643 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.0770 AC NS ORMSBY AVE 78 FT WEST OF JACKSON ST |
| Legal Subdivision | YANN SUBDIVISION |
| Jurisdiction | JEFFERSON KY |
| Minor Civil Division | LOUISVILLE CENTRAL |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 6500 |
Source: Louisville/Jefferson County Metro Government records · APN 09023D00540000
Assessment roll updated December 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1208 E BRECKINRIDGE ST, LOUISVILLE, KY 40204-2037 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| May 23, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage CLONTZ CAPITAL LLC |
| Jul 30, 2020 | Deed of Trust, Construction Loan · Line of Credit TRAVIS DENNISON |
| Dec 09, 2019 | Deed of Trust, Mortgage PARK CMNTY CU |
| May 21, 2019 | Warranty Deed, Construction Loan · Building or Construction Mortgage KADRO HLDGS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Prior Sale | Jun 17, 2011 · Amount on Record |
| Deed Doc Number | 2019112404 |
| Deed Book / Page | 11412 / 343 |
| Prior Transfer Date | May 25, 2011 |
| Prior Transfer Doc | DN2011073198 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jul 28, 2026 |
| Property Address | 431 E ORMSBY AVE, LOUISVILLE, KY 40203-2643 |
| Document Number | 0000092000 |
| Book / Page | 19905 / 428 |
| Instrument Date | May 19, 2026 |
| Instrument | 202692000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | KEY TITLE, TURN KEY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Document Number | 0000092000, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 19905/428 |
| Instrument | 202692000 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 19, 2031 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 431 E ORMSBY AVE, LOUISVILLE, KY 40203-2643 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000101201 |
|---|---|
| Date | May 23, 2023 |
| Book Page | M 18504/844 |
| Instrument | 2023101201 |
| Name | CLONTZ CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MARCO ISLAND, FL 34145 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | Sep 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jul 30, 2020 |
| Property Address | 431 E ORMSBY AVE, LOUISVILLE, KY 40203-2643 |
| Document Number | 0166970789 |
| Book / Page | 016697 / 000789 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 149002 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 18, 2020 |
| Title Company | ROUNSAVALL TITLE GROUP LLC, ROUNSAVALL TITLE GRP LLC |
| Name | Verified Name |
|---|---|
| Address | 211 E KENTUCK ST LOUISVILLE KY 40204, LOUISVILLE, KY 40204 |
| Document Number | 166970789 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 016697/000789 |
| Instrument | 149002 |
| Name | TRAVIS DENNISON |
|---|---|
| Address | 800 LILY CREEK RD # 201, LOUISVILLE, KY 40243-2811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 29, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 431 E ORMSBY AVE, LOUISVILLE, KY 40203-2643 |
| Document Number | 0162740282 |
| Instrument Date | Dec 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 211 E KENTUCKY ST #1A LOUISVILLE KY 402032707, 1A, LOUISVILLE, KY 40203-2707 |
| Document Number | 0162740282 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 016274/000282 |
| Instrument | 282429 |
| Name | PARK CMNTY CU |
|---|---|
| Address | LOUISVILLE, KY 40269 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 09, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | May 21, 2019 |
| Property Address | 431 E ORMSBY AVE, LOUISVILLE, KY 40203-2643 |
| Document Number | 0114120343 |
| Book / Page | 011412 / 000343 |
| Instrument Date | May 21, 2019 |
| Instrument | 112404 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 211 E KENTUCKY ST #1A LOUISVILLE KY 402032707, 1A, LOUISVILLE, KY 40203-2707 |
| Document Number | 159600576 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 015960/000576 |
| Instrument | 112405 |
| Name | KADRO HLDGS LLC |
|---|---|
| Address | PO BOX 7515, LOUISVILLE, KY 40257-0515 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 20, 2020 |
Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,802.00 (+144.17%) | $143,040 (+160.07%) Land $22,000 Building $121,040 | |
| 2024 | $143,040 (+160.07%) Land $22,000 Building $121,040 | ||
| 2023 | $738.00 (-1.34%) | $55,000 (-) Land $14,000 Building $41,000 | $55,000 (-) Land $14,000 Building $41,000 |
| 2022 | $748.00 | $55,000 Land $14,000 Building $41,000 | $55,000 Land $14,000 Building $41,000 |
Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Shelby Park Historic District listed 2024 · 802 contributing resources · NRIS 100010247 |
|---|---|
| Listed Area | Within Olmsted Park System listed 1982 · 6 contributing resources · NRIS 82002715 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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