431 E Nelson St, Cadillac, MI 49601 Property Records

Wexford County property record for 431 E Nelson St, Cadillac, MI 49601

Property Summary

Property Type	Single Family Home
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual on Record
Last Sale	$73,900 (Jun 2018)
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
APN	`10-085-00-106-00`

Property Details

APN / Parcel Number

Primary APN	`10-085-00-106-00`

Exterior

Lot Area	7,187 sqft (0.165 acres)

Location & Zoning

Street Address	431 E NELSON ST
City	CADILLAC
State	MI
Zip	49601-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK. 54 G A MITCHELLS PLAT OF SE 1/4 SEC. 33-22-9 CITY OF CADILLAC
Legal Range	09
Legal Township	22
Legal Section	33
Legal Subdivision	MITCHELLS PLAT
Legal Block	54
Legal Lot Number	8
Jurisdiction	WEXFORD MI
Township / Civil Division	CADILLAC
Census Block Group	2
Census Block	2000
Census Tract	380600

Owner

Source: Wexford County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	431 E NELSON ST, CADILLAC, MI 49601-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	20183244
Deed Book / Page	682 / 2346
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEXFORD MI
Recording Date	Jun 4, 2018
Property Address	431 E NELSON ST, CADILLAC, MI 49601-1948
Document Number	682/2346
Book / Page	682 / 2346
Instrument Date	Jun 1, 2018
Instrument	201800003244
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 1 2 EAST CHAPIN ST, CADILLAC, MI 49601

Mortgage

Document Number	682/2347
Date	Jun 4, 2018
Book Page	682/2347
Instrument	201800003245

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Wexford County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Cadillac City
County	Wexford County
Unified School District	Cadillac Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,800	$117,600
2025	$1,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CADILLAC serves 10,355 people · EPA ID MI0001030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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