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431 E Main St, Lock Haven, PA 17745 Property Records

Clinton County property record for 431 E Main St, Lock Haven, PA 17745 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,560 sqft · built 1930
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$42,500 (Nov 1996)
Tax Bill$4,155 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Jun 2018 Line of Credit
Flood ZoneZone X (reduced by levee)
APN19-9170

Property Details

APN / Parcel Number

Primary APN19-9170
Alternative APN
  • A-02-0047

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area
Gross Area3,312 sqft
1st Floor Area840 sqft
AtticAttic
Attic Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions160 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Account NumberA -02-0047
Street Address431 E MAIN ST
CityLOCK HAVEN
StatePA
Zip17745-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEED BOOK= 848, DEED PAGE= 9; PROPERTY DESCRIPTION 1 >60 X 160 <
JurisdictionCLINTON PA
Township / Civil DivisionLOCK HAVEN
Census Block Group2
Census Block2020
Census Tract30600

Owner

Source: Clinton County records · APN 19-9170

Assessment roll updated April 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 E MAIN ST, LOCK HAVEN, PA 17745-1405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK
Jun 14, 2018Deed of Trust, Mortgage · Line of Credit
JERSEY SHORE STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 1996 · Amount on Record
Deed SaleNov 01, 1996 · Amount on Record
Deed Book / Page848 / 9
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON PA
Recording DateJun 11, 2026
Property Address431 E MAIN ST, LOCK HAVEN, PA 17745-1405
Document Number0000002202
Instrument DateMay 22, 2026
Instrument20262202
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 E MAIN ST, LOCK HAVEN, PA 17745-1405

Mortgage

Document Number0000002202,
DateJun 11, 2026
Instrument20262202
Lender
NameNORTHWEST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 27, 2051
Interest
Rate6.23%
Max Rate-1%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON PA
Property Address431 E MAIN ST, LOCK HAVEN, PA 17745-1405
Transaction TypeMortgage
Record UpdatedDec 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018002060
DateJun 14, 2018
Instrument2018-002060
Lender
NameJERSEY SHORE STATE BANK
TypeBank
AddressLOCK HAVEN, PA 17745
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated April 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyClinton County
MunicipalityLock Haven City
Unified School DistrictKeystone Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,155.00 (+68.49%) Homeowner's exemption$81,200 (-) Land $17,500 Building $63,700
2023$2,466.00$81,200 Land $17,500 Building $63,700
2008$81,200 Land $17,500 Building $63,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (42035C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420350306002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies9 in force
Nearby Flood Claims43 (1979–2004)
Claims Outside the SFHA2 of 43
Most Recent ClaimSep 2004, other causes, Tropical Depression Ivan
Claims By Storm
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
River Valley InternetFixed Wireless (unlicensed)100 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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