Pontotoc County property record for 431 E Main St, Ada, OK 74820 · Last verified February 2026
| Property Type | Office Building |
|---|---|
| Details | 2 ba · 1,507 sqft · built 1930 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $275,000 (Feb 2025) |
| Tax Bill | $2,866 (2025) |
| Deeds & Mortgages | Feb 2025 Sale Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13368 |
| Primary APN | 13368 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,507 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Roof Material | Tar & Gravel |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 13368 |
|---|---|
| Street Address | 431 E MAIN ST |
| City | ADA |
| State | OK |
| Zip | 74820-5607 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | N/2 LOTS 1-4 BLOCK 2 FORD ADDITION |
| Legal Range | 06E |
| Legal Township | 04N |
| Legal Section | 33 |
| Legal Subdivision | FORD - ADA SD- NE 33-4-6 |
| Legal Block | 2 |
| Legal Lot Number | 1-4 2 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 89200 |
Source: Pontotoc County records · APN 13368
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 431 E MAIN ST, ADA, OK 74820-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 27, 2025 | Warranty Deed, Transfer |
| Jul 31, 2017 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK OF ADA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2025 · Amount on Record |
| Deed Sale | Feb 27, 2025 · Amount on Record |
| Prior Sale | Jul 31, 2017 · Amount on Record |
| Deed Document Number | 0003867143 |
| Deed Book / Page | 3867 / 143 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Feb 27, 2025 |
| Property Address | 431 E MAIN ST, ADA, OK 74820-5607 |
| Document Number | 003867/143 |
| Book / Page | 3867 / 143 |
| Instrument Date | Feb 27, 2025 |
| Instrument | I-2025-001084 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 E MAIN ST, ADA, OK 74820-5607 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jul 31, 2017 |
| Property Address | 431 E MAIN ST, ADA, OK 74820-5607 |
| Document Number | 003137/294 |
| Book / Page | 3137 / 294 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017-003892 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 E MAIN ST, ADA, OK 74820-5607 |
| Document Number | 2017003893 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 2017-003893 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 15, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Pontotoc County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,866.00 (+1.31%) | $27,518 (+5%) Land $8,952 Building $18,566 | $311,126 (-23.9%) Land $125,000 Building $186,126 |
| 2024 | $2,829.00 (+9.86%) | $26,208 (+5%) Land $8,173 Building $18,035 | $408,864 (+96.57%) Land $125,000 Building $283,864 |
| 2023 | $2,575.00 | $24,960 Land $7,800 Building $17,160 | $208,000 Land $65,000 Building $143,000 |
Source: FEMA National Flood Hazard Layer, Pontotoc County (40123C), updated July 17, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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