San Joaquin County property record for 431 E Legacy Dr, Mountain House, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,817 sqft · built 2004 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Nov 2019) |
| Tax Bill | $9,221 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-070-830-000 |
| Primary APN | 254-070-830-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,817 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.114 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 431 E LEGACY DR |
|---|---|
| City | MOUNTAIN HOUSE |
| State | CA |
| Zip | 95391-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 03-FM PT 254-030-03/MTN HOUSE, NEIGH. F, UNIT 1 |
| Legal Subdivision | MOUNTAIN HOUSE NEIGHBORHOOD F UNIT #1 |
| Legal Lot Number | 164 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 5222 |
Source: San Joaquin County records · APN 254-070-830-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 818 DUNSTABLE CT, SAN RAMON, CA 94582-5288 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ONE AMERICAN BANK |
| Nov 04, 2019 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2019 · Amount on Record |
| Deed Sale | Nov 04, 2019 · Amount on Record |
| Prior Sale | Nov 04, 2019 · Amount on Record |
| Deed Document Number | 0000126841 |
| Last Transfer Date | May 12, 2021 |
| Transfer Doc | 0000083218 |
| Record Updated | Jun 07, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 12, 2021 |
| Property Address | 431 E LEGACY DR, MOUNTAIN HOUSE, CA 95391-1015 |
| Document Number | 0000083218 |
| Map Reference | MB 37 PG 49 |
| Instrument Date | May 04, 2021 |
| Instrument | 2021-083218 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 431 E LEGACY DR, TRACY, CA 95391-1015 |
| Document Number | 0000083219 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-083219 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 04, 2019 |
| Property Address | 431 E LEGACY DR, MOUNTAIN HOUSE, CA 95391-1015 |
| Document Number | 0000126841 |
| Map Reference | MB 37 PG 49 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 2019-126841 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 818 DUNSTABLE CT, SAN RAMON, CA 94582-5288 |
| Document Number | 0000126842 |
|---|---|
| Date | Nov 04, 2019 |
| Instrument | 2019-126842 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Nov 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,221.00 (+4.55%) | $557,754 (+4.04%) Land $191,386 Building $366,368 |
| 2023 | $8,820.00 (+2.15%) | $536,098 Land $183,955 Building $352,143 |
| 2022 | $8,634.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 308 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 400 / 80 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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