Madison County property record for 431 E Laurel Dr, Madison, VA 22727 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1972 |
| Square Footage | 560 sqft Living Area |
| Lot Size | 169,884 sqft (3.9 acres) |
| Last Sale | $187,000 (2026) |
| Tax Bill | $827.00 (2025) |
| Primary APN | 45A-(1)-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 560 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 169,884 sqft (3.9 acres) |
| Deck Area | 160 sqft Deck |
| Topography | Rolling Topography |
| Cooling System | None Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Heating Fuel | Propane Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 6830 |
|---|---|
| Street Address | 431 E LAUREL DR |
| City | MADISON |
| State | VA |
| Zip | 22727-3418 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN 180001069 3.900 AC 45A(1)-23 LAUREL MTN |
| Jurisdiction | MADISON VA |
| Minor Civil Division | RAPIDAN |
| Census Blockgroup | 2 |
| Census Block | 2059 |
| Census Tract | 930202 |
Source: Madison County records · APN 45A-(1)-23
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 11632 MEDITERRANEAN CT, RESTON, VA 20190-3401 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Aug 15, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on Record |
| Deed Sale | Jan 15, 2026 · Amount on Record |
| Prior Sale | Aug 15, 2018 · Amount on Record |
| Deed Doc Number | 260000071 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Jan 15, 2026 |
| Property Address | 431 E LAUREL DR, MADISON, VA 22727-3418 |
| Document Number | 0260000071 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 260000071 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $187.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 11632 MEDITERRANEAN CT, RESTON, VA 20190-3401 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Aug 15, 2018 |
| Property Address | 431 E LAUREL DR, MADISON, VA 22727-3418 |
| Document Number | 0180001069 |
| Instrument Date | Aug 09, 2018 |
| Instrument | 180001069 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 E LAUREL DR, MADISON, VA 22727-3418 |
| Document Number | 0180001070 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 180001070 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0180001071 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 180001071 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Madison County |
| Unified School District | Madison County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $827.00 (+2.22%) | $162,300 (+48.35%) Land $75,200 Building $87,100 | $162,300 (+48.35%) Land $75,200 Building $87,100 |
| 2023 | $809.00 | $109,400 Land $67,300 Building $42,100 | $109,400 Land $67,300 Building $42,100 |
Source: FEMA National Flood Hazard Layer, Madison County (51113C), updated April 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 74% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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