431 E Hickory St, Watseka, IL 60970 Property Records

Iroquois County property record for 431 E Hickory St, Watseka, IL 60970

Property Summary

Property TypeSingle Family Home
Lot Size0.355 acres (15,473 sqft)
OwnerIndividual Name on Record
Last Sale$84,000 (Sep 2019)
Tax Bill$2,329 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN19 33 302 021

Property Details

APN / Parcel Number

Primary APN19 33 302 021

Exterior

Lot Area15,473 sqft (0.355 acres)

Location & Zoning

Street Address431 E HICKORY ST
CityWATSEKA
StateIL
Zip60970-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTANLEY'S 2ND ADD W 100' E 200' LT 1 BLK 10
Legal SubdivisionSTANLEY'S 2ND ADD
Legal Block10
Legal Lot Number1
JurisdictionIROQUOIS IL
Township / Civil DivisionMIDDLEPORT
Census Block Group1
Census Block1027
Census Tract950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address431 E HICKORY ST, WATSEKA, IL 60970-1432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2019 · Amount on Record
Deed SaleSep 16, 2019 · Amount on Record
Deed Document Number20192673
Record UpdatedSep 20, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateSep 16, 2019
Property Address431 E HICKORY ST, WATSEKA, IL 60970-1432
Document Number19R2673
Instrument DateSep 16, 2019
Instrument19R2673
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$126.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address560 E LINCOLN AVE, 560, WATSEKA, IL 60970-1752

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 E HICKORY ST, WATSEKA, IL 60970-1432

Mortgage

Document Number19R2674
DateSep 16, 2019
Instrument19R2674
Lender
NameFIRST TRUST & SAVINGS BANK OF WATSE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2029
Interest
Rate TypeFixed Rate
Rate4.35%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionMiddleport Township
MunicipalityWatseka City
Unified School DistrictIroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,329.00 (+9.86%)$28,830 (+8.87%) Land $3,090 Building $25,740$86,490 (+8.87%) Land $9,270 Building $77,220
2022$2,120.00 Homeowner's exemption$26,480 Land $2,180 Building $24,300$79,440 Land $6,540 Building $72,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims237 (1979–2018)
Claims Outside the SFHA4 of 237
Most Recent ClaimFeb 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATSEKA
serves 4,767 people · EPA ID IL0750900
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Watch TV.

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