431 E Hale St, Ridgeway, OH 43345 Property Records

Hardin County property record for 431 E Hale St, Ridgeway, OH 43345 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1940
Square Footage	1,472 sqft Living Area
Lot Size	83,200 sqft (1.91 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2025)
Tax Bill	$2,109.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19-180138.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	9 Rooms
Building Area	1,472 sqft Living Area
1st Floor	1,472 sqft 1st Floor
Attic Area	1,472 sqft Attic
Attic	1 Attic
Basement Area	1,472 sqft Basement
Unfinished Basement	1,248 sqft Unfinished
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	83,200 sqft (1.91 acres)
Parking Spaces	2 Parking Spaces
Garage Area	624 sqft Garage
Pole Structure	832 sqft Pole Structure

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	431 E HALE ST
City	RIDGEWAY
State	OH
Zip	43345-9500
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	10239 1.909A
Legal Subdivision	ENGINEERS PLAT
Jurisdiction	HARDIN OH
Minor Civil Division	HALE
Census Blockgroup	3
Census Block	3062
Census Tract	700

Owner

Source: Hardin County records · APN 19-180138.0000

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 E HALE ST, RIDGEWAY, OH 43345-9500
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Aug 12, 2015 · Amount on Record
Deed Doc Number	20251044
Deed Book / Page	573 / 4972
Record Refreshed	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	431 E HALE ST, RIDGEWAY, OH 43345-9500
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E HALE ST, RIDGEWAY, OH 43345-9500

Mortgage

Document Number	00565/1602
Date	Jun 30, 2022
Book Page	565/1602
Instrument	202200002222

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 13, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Hale Township
Municipality	Ridgeway Village
Unified School District	Ridgemont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,109.00 (-2.54%)	$55,010 (-) Land $6,840 Building $48,170
2024	$2,164.00 (+1.31%) Homeowner's exemption	$55,010 (-) Land $6,840 Building $48,170
2023	$2,136.00 (+0.8%) Homeowner's exemption	$55,010 (+19.9%) Land $6,840 Building $48,170	$157,170 (+19.9%) Land $19,540 Building $137,630
2022	$2,119.00 Homeowner's exemption	$45,880 Land $5,370 Building $40,510
2020			$131,080 Land $15,340 Building $115,740