Monroe County property record for 431 E Elm Ave, Monroe, MI 48162 · Last verified August 2026
| Property Type | Commercial > Office > Office Building |
|---|---|
| Year Built | Built 1847 |
| Square Footage | 1,872 sqft Total Area |
| Lot Size | 9,496 sqft (0.218 acres) |
| Tax Bill | $2,770.00 (2025) |
Source: Monroe County records · APN 55-59-01167-000
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 431 E ELM AVE, MONROE, MI 48162-2693 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Line of Credit MONROE COMMUNITY CU |
| Dec 15, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage SIGNATURE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 14, 2017 |
| Transfer Doc | 0000025039 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 431 E ELM AVE, MONROE, MI 48162-2693 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 431 E ELM AVE, MONROE, MI 48162-2693 |
| Document Number | 0000032929 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021R32929 |
| Name | MONROE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, MI 48162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Dec 15, 2017 |
| Property Address | 431 E ELM AVE, MONROE, MI 48162-2693 |
| Document Number | 2017R25039 |
| Map Reference | LB1 PG28 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 2017R25039 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | HASSETT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 E ELM AVE, MONROE, MI 48162-2693 |
| Document Number | 0000025040 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 2017R25040 |
| Name | SIGNATURE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,800 (+8.91%) | $217,600 (+8.91%) | |
| 2025 | $2,770.00 (-41.84%) | $99,900 (+24.95%) Land $16,660 Building $83,240 | $199,800 (+24.95%) Land $33,320 Building $166,480 |
| 2023 | $4,763.00 | $79,950 | $159,900 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the East Elm-North Macomb Street Historic District listed 1982 · 174 contributing resources · NRIS 82002853 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 55-59-01167-000 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Building Area | 1,872 sqft Total Area |
| 1st Floor | 1,872 sqft 1st Floor |
| Basement Area | 868 sqft Basement |
| Finished Basement | 868 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1847 |
|---|---|
| Effective Year Built | Effective 1847 |
| Fire Resistance Class | Buildings having wood or wood and steel frames. |
| Lot Area | 9,496 sqft (0.218 acres) |
| Depth X Width | 158 ft x 60 ft Depth x Width |
| Patio Area | 3,288 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 431 E ELM AVE |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-2693 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Office Building |
| Legal Description | RIVERVIEW SUBDIVISION LOT 7 & THAT PT OF VAC ALLEY BEING 8 FT N & S AND 60 FT E & W |
| Legal Subdivision | RIVERVIEW SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE MI |
| Minor Civil Division | MONROE |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 831600 |
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