431 E Elbert St, Indianapolis, IN 46227 Property Records

Marion County property record for 431 E Elbert St, Indianapolis, IN 46227

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,968 sqft · built 1959
Lot Size0.635 acres (27,704 sqft)
OwnerIndividual Name on File
Tax Bill$2,526 (2023)
Deeds & MortgagesMay 2022 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN49-11-36-113-001.000-500

Property Details

APN / Parcel Number

Primary APN49-11-36-113-001.000-500
Alternative APN
  • 5018357

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,968 sqft Living Area
1st Floor Area1,968 sqft

Exterior

Year BuiltBuilt 1959
Construction TypeBrick
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area27,704 sqft (0.635 acres)
Lot Dimensions342 ft deep x 81 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number5018357
Old Parcel Number5018357
Street Address431 E ELBERT ST
CityINDIANAPOLIS
StateIN
Zip46227-1656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOFFMARK GRAHAM SUR TR10 80.96FT NL 342.24FT WLBEG 542.17FT N & 1133.44 FT W OF SE COR PT E1/2SW1/4 S36 T15 R3 0.637AC
Legal Range03
Legal Township15
Legal Section36
Legal SubdivisionHOFFMARK GRAHAM SURV
JurisdictionMARION IN
Township / Civil DivisionPERRY
Census Block Group1
Census Block1018
Census Tract380600

Owner

Source: Marion County records · APN 49-11-36-113-001.000-500

Assessment roll updated July 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 E ELBERT ST, INDIANAPOLIS, IN 46227-1656
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
KEMBA INDIANAPOLIS CU
Dec 04, 2019Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2019
Deed SaleDec 04, 2019
Deed Document Number0000120958
Record UpdatedJun 07, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address431 E ELBERT ST, INDIANAPOLIS, IN 46227-1656
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061432
DateMay 27, 2022
InstrumentA202200061432
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueJun 01, 2042
Interest
Rate TypeFixed Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address431 E ELBERT ST, INDIANAPOLIS, IN 46227-1656
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085031
DateJun 29, 2021
InstrumentA202100085031
Lender
NameKEMBA INDIANAPOLIS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 28, 2036
Interest
Rate TypeFixed Rate

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateDec 04, 2019
Property Address431 E ELBERT ST, INDIANAPOLIS, IN 46227-1656
Document Number0000120958
Instrument DateDec 02, 2019
InstrumentA201900120958
Transaction TypeTransfer
Record UpdatedAug 08, 2022
Title CompanyROYAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 E ELBERT ST, INDIANAPOLIS, IN 46227-1656

Mortgage

Document Number0000120959
DateDec 04, 2019
InstrumentA201900120959
Lender
NameQUICKEN LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated July 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionPerry Township
Consolidated CityIndianapolis City
Unified School DistrictPerry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,526.00 (+6.9%) Homeowner's exemption$200,400 (+8.32%) Land $20,100 Building $180,300$200,400 (+8.32%) Land $20,100 Building $180,300
2022$2,363.00 Homeowner's exemption$185,000 Land $20,100 Building $164,900$185,000 Land $20,100 Building $164,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2016)
Most Recent ClaimAug 2016 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Spectrum, Xiber.

Based on FCC filings for 161 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Elbert St

Nearby Streets

Search Property Records by Address or Parcel Number