431 E Division St, Decatur, IL 62526 Property Records

Macon County property record for 431 E Division St, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details1 ba · 998 sqft · built 1905
Lot Size0.103 acres (4,480 sqft)
OwnerIndividual Name on Record
Tax Bill$421 (2025)
Deeds & MortgagesMar 2023 Transfer
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-12-11-155-004

Property Details

APN / Parcel Number

Primary APN04-12-11-155-004
Alternative APN
  • 12-11-155-004

Interior

Full Baths1 Bath
Stories1 Story
Building Area998 sqft Living Area
1st Floor Area998 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialWood
Construction TypeFrame
Lot Area4,480 sqft (0.103 acres)
Lot Dimensions40 ft deep x 112 ft wide
Garage TypeDetached
Garage Area264 sqft
PorchPorch
Porch Area130 sqft

Location & Zoning

Account Number041211155004
Street Address431 E DIVISION ST
CityDECATUR
StateIL
Zip62526-4638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionH A WOODS 2ND ADD LOT 11 BLK 1 01BK3024/075 112X40
Legal Range02E
Legal Township16N
Legal Section11
Legal SubdivisionH A WOODS SECOND ADD
Legal Block1
Legal Lot Number11
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group2
Census Block2012
Census Tract3100

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1924 N WARREN ST, DECATUR, IL 62526-4560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 7, 2017Deed of Trust, Mortgage · Line of Credit
LAND OF LINCOLN CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 6, 2023
Transfer Doc004941/768
Record UpdatedSep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACON IL
Recording DateMar 7, 2023
Property Address431 E DIVISION ST, DECATUR, IL 62526-4638
Document Number004941/768
Book / Page4941 / 768
Map ReferenceBK 22 PG 463
Instrument DateMar 6, 2023
Instrument2008523
Transaction TypeTransfer
Record UpdatedMar 29, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1924 N WARREN ST, DECATUR, IL 62526-4560

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address431 E DIVISION ST, DECATUR, IL 62526-4638
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4571/985
DateJul 7, 2017
Book Page4571/985
Instrument1921150
Lender
NameLAND OF LINCOLN CU
TypeCredit Union
AddressDECATUR, IL 62526
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueJul 6, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$421.00$5,024 Land $468 Building $4,556$15,073 Land $1,404 Building $13,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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