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431 E Creston St, Santa Maria, CA 93454 Property Records

Santa Barbara County property record for 431 E Creston St, Santa Maria, CA 93454

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,649 sqft · built 1962
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Apr 2023)
Tax Bill$8,933 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
May 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN128-010-082

Property Details

APN / Parcel Number

Primary APN128-010-082
Alternative APN
  • 12801082

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Building Area1,649 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address431 E CRESTON ST
CitySANTA MARIA
StateCA
Zip93454-1933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFOOTHILL ESTATES #1
Legal BlockF
Legal Lot Number17
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA MARIA
Census Block Group1
Census Block1002
Census Tract2209

Owner

Source: Santa Barbara County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address431 E CRESTON ST, SANTA MARIA, CA 93454-1933
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 11, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
May 11, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2023 · Amount on Record
Deed SaleApr 17, 2023 · Amount on Record
Prior SaleJul 15, 2016 · Amount on Record
Deed Document Number202310574
Prior Transfer DateJul 15, 2003
Prior Transfer Doc0000106392
Record UpdatedSep 20, 2026

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateApr 17, 2023
Property Address431 E CRESTON ST, SANTA MARIA, CA 93454-1933
Document Number0000010574
Map ReferenceMB 51 PG 44-46
Instrument DateMar 28, 2023
Instrument2023-0010574
Transaction TypeTransfer
Record UpdatedApr 27, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address431 E CRESTON ST, SANTA MARIA, CA 93454-1933

Mortgage

Document Number0000010575
DateApr 17, 2023
Instrument2023-0010575
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA BARBARA CA
Property Address431 E CRESTON ST, SANTA MARIA, CA 93454-1933
Document Number0000025234
Instrument DateMay 11, 2018
Transaction TypeMortgage
Record UpdatedJul 9, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 E CRESTON ST SANTA MARIA CA 934541933, SANTA MARIA, CA 93454-1933

Mortgage

Document Number0000025234
DateJun 18, 2018
Instrument25234
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2048

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address431 E CRESTON ST, SANTA MARIA, CA 93454-1933
Document Number0000025853
Instrument DateMay 11, 2018
Transaction TypeMortgage
Record UpdatedJul 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 E CRESTON ST SANTA MARIA CA 934541933, SANTA MARIA, CA 93454-1933

Mortgage

Document Number0000025853
DateJun 21, 2018
Instrument25853
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 20, 2048

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Maria City
Elementary School DistrictSanta Maria-Bonita Elementary School District (KG - 08)
Secondary School DistrictSanta Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$806,622 (+2%) Land $275,502 Building $531,120
2025$8,933.00 (+134.46%)$790,806 (+125.05%) Land $270,100 Building $520,706
2023$3,810.00 (+1.63%) Homeowner's exemption Additional exemption filed$351,385 Land $139,439 Building $211,946
2022$3,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA MARIA UTILITIES DEPARTMENT
serves 112,208 people · EPA ID CA4210011
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Surfnet Communications, Verizon.

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