431 E Columbus St, Kenton, OH 43326 Property Records

Hardin County property record for 431 E Columbus St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,832 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Jul 2009)
Tax Bill	$1,147 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-580005.0000`

Property Details

APN / Parcel Number

Primary APN	`36-580005.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	1,224 sqft
Upper Floors Area	608 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 E COLUMBUS ST
City	KENTON
State	OH
Zip	43326-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEISELS 5
Legal Subdivision	HEISELS
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3021
Census Tract	200

Owner

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 E COLUMBUS ST, KENTON, OH 43326-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jan 28, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2009 · Amount on Record
Deed Sale	Jul 28, 2009 · Amount on Record
Prior Sale	Jan 25, 1989
Deed Document Number	200955214
Deed Book / Page	486 / 200
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	431 E COLUMBUS ST, KENTON, OH 43326-1662
Transaction Type	Mortgage
Record Updated	Feb 19, 2024
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MOD SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E COLUMBUS ST, KENTON, OH 43326-1662

Mortgage

Document Number	0000570/19
Date	Jan 31, 2024
Book Page	570/19
Instrument	2024000262

Lender

Name	M & T BANK
Type	Bank
Address	475 CROSSPOINT PKWY, GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 28, 2022
Property Address	431 E COLUMBUS ST, KENTON, OH 43326-1662
Document Number	00563/4505
Book / Page	563 / 4505
Instrument Date	Jan 28, 2022
Instrument	202200000394
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E COLUMBUS ST, KENTON, OH 43326-1662

Mortgage

Document Number	202200000395
Date	Jan 28, 2022
Instrument	202200000395

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,147.00 (-0.69%)	$25,860 (-) Land $3,400 Building $22,460
2024	$1,155.00 (+6.55%)	$25,860 (-) Land $3,400 Building $22,460
2023	$1,084.00 (+20.18%)	$25,860 (-7.71%) Land $3,400 Building $22,460	$73,880 (-7.72%) Land $9,710 Building $64,170
2022	$902.00 Homeowner's exemption Senior Citizen's exemption	$28,020 Land $2,550 Building $25,470
2020			$80,060 Land $7,290 Building $72,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: HDER Link, Verizon, Watch TV.

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