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431 E Chestnut St, Paxton, IL 60957 Property Records

Ford County property record for 431 E Chestnut St, Paxton, IL 60957

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,562 sqft · built 1956
Lot Size0.184 acres (8,000 sqft)
OwnerIndividual Name on Record
Last Sale$127,000 (Oct 2025)
Tax Bill$2,869 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN11-14-08-328-005

Property Details

APN / Parcel Number

Primary APN11-14-08-328-005

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,562 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area8,000 sqft (0.184 acres)
Lot Dimensions160 ft deep x 50 ft wide
Garage TypeDetached
Garage Area528 sqft

Location & Zoning

Street Address431 E CHESTNUT ST
CityPAXTON
StateIL
Zip60957-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLK 1 RAILROAD ADD 50 X 160
Legal Range10E
Legal Township23N
Legal Section08
Legal SubdivisionRAILROAD ADD
Legal Block1
Legal Lot Number12
JurisdictionFORD IL
Township / Civil DivisionPATTON
Census Block Group1
Census Block1011
Census Tract961800

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address431 E CHESTNUT ST, PAXTON, IL 60957-1015
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Oct 17, 2025Warranty Deed, Transfer
TITLE CTRS, TITLE CENTER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Prior SaleOct 21, 2024 · Amount on Record
Deed Document Number2025286785
Prior Transfer DateFeb 8, 2007
Prior Transfer Doc238110
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORD IL
Recording DateOct 17, 2025
Property Address431 E CHESTNUT ST, PAXTON, IL 60957-1015
Document Number0000286785
Instrument DateOct 9, 2025
Instrument286785
Transaction TypeTransfer
Record UpdatedNov 12, 2025
Title CompanyTHE TITLE CENTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 E CHESTNUT ST, PAXTON, IL 60957-1015

Mortgage

Document Number0000286786
DateOct 17, 2025
Instrument286786
Lender
NameNEW AMERICAN FUNDING
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueNov 1, 2050

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORD IL
Recording DateOct 17, 2025
Property Address431 E CHESTNUT ST, PAXTON, IL 60957-1015
Document Number0000286785
Instrument DateOct 9, 2025
Instrument286785
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyTITLE CTRS, TITLE CENTER

Transaction

AmountAmount Recorded
Tax$127.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 E CHESTNUT ST, PAXTON, IL 60957-1015

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyFord County
County SubdivisionPatton Township
MunicipalityPaxton City
Unified School DistrictPaxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,869.00 (+6.58%)$33,430 (+17.42%) Land $2,510 Building $30,920$100,290 (+17.42%) Land $7,530 Building $92,760
2024$2,692.00 (+7.17%)$28,470 (+13.02%) Land $2,140 Building $26,330$85,410 (+13.02%) Land $6,420 Building $78,990
2022$2,512.00$25,190 Land $1,890 Building $23,300$75,570 Land $5,670 Building $69,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAXTON
serves 4,200 people · EPA ID IL0530250
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber		8,000 / 8,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Nextlink.

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