Shelby County property record for 431 E Chestnut St, Cowden, IL 62422
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,512 sqft · built 1982 |
| Lot Size | 0.171 acres (7,440 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Oct 2015) |
| Tax Bill | $2,350 (2025) |
| APN | 0524-03-17-308-013 |
| Primary APN | 0524-03-17-308-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Frame |
| Lot Area | 7,440 sqft (0.171 acres) |
| Lot Dimensions | 124 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 80 sqft |
| Street Address | 431 E CHESTNUT ST |
|---|---|
| City | COWDEN |
| State | IL |
| Zip | 62422-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S03 T09N R3E, LOT 5 BLK 5 , CLEVELAND & ZIEGLER ADDN , 60' X 124' |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 03 |
| Legal Subdivision | CLEVELAND & ZIEGLER ADDN |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | SHELBY IL |
| Township / Civil Division | DRY POINT |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 959600 |
Source: Shelby County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 E CHESTNUT ST, COWDEN, IL 62422-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2015 · Amount on Record |
| Deed Sale | Oct 13, 2015 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Shelby County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cowden Village |
| County | Shelby County |
| County Subdivision | Dry Point Township |
| Unified School District | Cowden-Herrick Community Unit School District 3A (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,350.00 | $40,535 Land $1,670 Building $38,865 | $121,605 Land $5,010 Building $116,595 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWDEN serves 534 people · EPA ID IL1730050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Fidium Fiber DSL | 200 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile.
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