431 E Carlton Way, Tracy, CA 95376 Property Records

San Joaquin County property record for 431 E Carlton Way, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,041 sqft · built 1957
Lot Size	0.182 acres (7,930 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Apr 2021)
Tax Bill	$6,607 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-401-140-000`

Property Details

APN / Parcel Number

Primary APN	`233-401-140-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,041 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Other
Construction Type	Wood
Lot Area	7,930 sqft (0.182 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	431 E CARLTON WAY
City	TRACY
State	CA
Zip	95376-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06
Legal Description	CITY/MUNI/TWP:TRACY SUBD:LINCOLN SQUARE MAP REF:MB 233 PG 40
Legal Subdivision	LINCOLN SQUARE
Legal Lot Number	14
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2004
Census Tract	5309

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	431 E CARLTON WAY, TRACY, CA 95376-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENBOX LNS
Oct 6, 2017	Grant Deed, Transfer PETER D MERCADO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	2021-073823
Record Updated	Jun 8, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 27, 2021
Property Address	431 E CARLTON WAY, TRACY, CA 95376-3117
Document Number	0000073823
Map Reference	VOL 14 PG 96
Instrument Date	Apr 22, 2021
Instrument	2021-073823
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 E CARLTON WAY, TRACY, CA 95376-3117

Mortgage

Document Number	0000073824
Date	Apr 27, 2021
Instrument	2021-073824

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	431 E CARLTON WAY, TRACY, CA 95376-3117
Document Number	0000012600
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E CARLTON WAY TRACY CA 953763117, TRACY, CA 95376-3117

Mortgage

Document Number	0000012600
Date	Jan 30, 2020
Instrument	12600

Lender

Name	GREENBOX LNS
Type	Funding / Finance Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.99%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 6, 2017
Property Address	431 E CARLTON WAY, TRACY, CA 95376-3117
Document Number	0000116309
Instrument Date	Sep 27, 2017
Instrument	116309
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	OLD REPUBLIC TITLE COMPANY CONCORD, OLD REPUBLIC TITLE CO CONCORD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5360 TOSCANA WAY APT311 SAN DIEGO CA 92122, SAN DIEGO, CA 92122

Mortgage

Document Number	116310
Date	Oct 6, 2017
Instrument	116310

Lender

Name	PETER D MERCADO
Address	1842 PLUM LN, TRACY, CA 95376-9295

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,607.00 (+10.25%)	$573,688 (+4.04%) Land $167,776 Building $405,912
2023	$5,993.00 (+2.08%)	$551,412 Land $161,262 Building $390,150
2022	$5,871.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Zinnia Networks.

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