431 E Cardinal Ln, Harker Heights, TX 76548 Property Records

Bell County property record for 431 E Cardinal Ln, Harker Heights, TX 76548

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2015
Lot Size0.107 acres (4,690 sqft)
OwnerIndividual Name on File
Tax Bill$157 (2023)
Flood ZoneZone X (minimal risk)
APN0288840000

Property Details

APN / Parcel Number

Primary APN0288840000
Alternative APNs
  • 24122
  • 15505

Exterior

Year BuiltBuilt 2015
Lot Area4,690 sqft (0.107 acres)
Lot Dimensions70 ft deep x 67 ft wide
Canopy476 sqft
Storage Building81 sqft

Location & Zoning

Account Number15505
Street Address431 E CARDINAL LN
CityHARKER HEIGHTS
StateTX
Zip76548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOX ADDITION, BLOCK 001, LOT 42, PT 43, (W 25' OF 43) (W 25' OF 43)
Legal SubdivisionCOX ADDITION
Legal Block1
Legal Lot Number42,43
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group3
Census Block3000
Census Tract21901

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4119 LAKECLIFF DR, HARKER HEIGHTS, TX 76548-8610
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 1980
Deed SaleSep 5, 1980
Deed Document Number0005751686
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityHarker Heights City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$157.00 (+4.67%)$8,745 Land $5,500 Building $3,245$8,745 Land $5,500 Building $3,245
2022$150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARKER HEIGHTS
serves 35,957 people · EPA ID TX0140023
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on E Cardinal Ln

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