431 E 9th St, Saint Charles, MN 55972 Property Records

Winona County property record for 431 E 9th St, Saint Charles, MN 55972 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Ranch
Year Built	Built 2024
Square Footage	1,040 sqft Living Area
Lot Size	11,064 sqft (0.254 acres)
Tax Bill	$3,918.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`29.000.0851`

Interior

Building Area	1,040 sqft Living Area
1st Floor	1,040 sqft 1st Floor
Primary Flooring	Laminate Plank Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch Style
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,064 sqft (0.254 acres)

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	431 E 9TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1473
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-106 RANGE-010 LOT-038 E 100' PART LOT 38 SLY N 216' PART NE1/4 SE1/4 & E 100' S 12' N 216' LOT 38 NE1/4 SE1/4
Legal Range	010
Legal Township	106
Legal Section	20
Legal Lot Number	38
Jurisdiction	WINONA MN
Minor Civil Division	ST. CHARLES
Census Blockgroup	2
Census Block	2028
Census Tract	671000

Owner

Source: Winona County records · APN 29.000.0851

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	742 BLUFF AVE, SAINT CHARLES, MN 55972-1418
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	431 E 9TH ST, SAINT CHARLES, MN 55972-1473
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 9TH ST, SAINT CHARLES, MN 55972-1473

Mortgage

Document Number	000A660844
Date	Jun 03, 2025
Instrument	A660844

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.