431 E 78th St, Bloomington (Minneapolis), MN 55420 Property Records

Hennepin County property record for 431 E 78th St, Bloomington, MN 55420 · Last verified July 2026

Property Summary

Property Type	Commercial
Details	11,187 sqft · built 1953
Lot Size	0.67 acres (29,185 sqft)
Owner	Company Name on File
Last Sale	$1,589,000 (Oct 2025)
Tax Bill	$63,819 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-027-24-11-0034`

Property Details

APN / Parcel Number

Primary APN	`03-027-24-11-0034`

Interior

Stories	1 Story
Building Area	11,187 sqft Building Perimeter
1st Floor Area	11,187 sqft
Flooring	Wood

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1981
Exterior Material	Metal
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	21 ft deep x 98 ft wide

Location & Zoning

Street Address	431 E 78TH ST
City	MINNEAPOLIS
State	MN
Zip	55420-1251
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 001 BLOCK 001 T A G BOGENS PORTLAND AVE ADDN 98X21X254X113X270
Legal Range	24
Legal Township	027
Legal Section	03
Legal Quarter	11
Legal Subdivision	A G BOGENS PORTLAND AVE ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3005
Census Tract	25401

Owner

Source: Hennepin County records · APN 03-027-24-11-0034

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	431 E 78TH ST, MINNEAPOLIS, MN 55420-1251
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 17, 2025	Warranty Deed, Transfer · Line of Credit UNITED PRAIRIE BANK
May 25, 2023	Warranty Deed, Transfer
Mar 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL CU
Mar 17, 2022	Land Contract, Transfer NOT AVAILABLE
Mar 17, 2022	Limited Warranty Deed, Transfer · Commercial Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Oct 17, 2025 · Amount on Record
Deed Document Number	20256166566
Prior Transfer Date	Oct 06, 2025
Prior Transfer Doc	00T6164994
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 17, 2025
Property Address	431 E 78TH ST, BLOOMINGTON, MN 55420-1251
Document Number	00T6164994
Instrument Date	Oct 06, 2025
Instrument	T6164994
Transaction Type	Transfer
Record Updated	Nov 03, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 17, 2025
Property Address	431 E 78TH ST, BLOOMINGTON, MN 55420-1251
Document Number	00T6164995
Map Reference	PL 27-238
Instrument Date	Oct 03, 2025
Instrument	T6164995
Transaction Type	Transfer
Record Updated	Nov 03, 2025
Title Company	ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,243.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 AND 431 EAST 78TH ST, BLOOMINGTON, MN 55420-1251

Mortgage

Document Number	00T6164996
Date	Oct 17, 2025
Instrument	T6164996

Lender

Name	UNITED PRAIRIE BANK
Type	Bank
Address	MANKATO, MN 56001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 06, 2030

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 25, 2023
Property Address	431 E 78TH ST, BLOOMINGTON, MN 55420-1251
Document Number	00T6015045
Instrument Date	Apr 20, 2023
Instrument	T6015045
Transaction Type	Transfer
Record Updated	Jun 05, 2023

Transaction

Amount	Amount Recorded
Tax	$200.31
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	431 E 78TH ST, BLOOMINGTON, MN 55420-1251
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	COMMERCIAL PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7451 ZANZIBAR LN N, MAPLE GROVE, MN 55311-2503

Mortgage

Document Number	00T5930067
Date	Mar 17, 2022
Instrument	T5930067

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 01, 2025

March 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HENNEPIN MN
Recording Date	Mar 17, 2022
Property Address	431 E 78TH ST, BLOOMINGTON, MN 55420-1251
Document Number	00T5929800
Instrument Date	Mar 16, 2022
Instrument	T5929800
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	COMMERCIAL PARTNERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7451 ZANZIBAR LN N, MAPLE GROVE, MN 55311-2503

Mortgage

Date	Mar 17, 2022

Lender

Name	NOT AVAILABLE

Agreement

Amount	Amount Recorded
Term	38 Months
Due	May 01, 2025

Interest

Rate	6.5%

March 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 17, 2022
Property Address	431 E 78TH ST, BLOOMINGTON, MN 55420-1251
Document Number	00T5929797
Instrument Date	Mar 16, 2022
Instrument	T5929797
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	COMMERCIAL PARTNERS TITLE, COMMERCIAL PARTNERS TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7451 ZANZIBAR LN N, MAPLE GROVE, MN 55311-2503
Investor	Possibly a Property Investor

Mortgage

Document Number	00T5929798
Date	Mar 17, 2022
Instrument	T5929798

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 01, 2025

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$63,819.00 (+88.56%)	$1,980,000 (+1%) Land $699,000 Building $1,281,000	$1,980,000 (+1%) Land $699,000 Building $1,281,000
2024		$1,800,000 (+53.85%) Land $699,000 Building $1,101,000	$1,800,000 (+53.85%) Land $699,000 Building $1,101,000
2023	$33,846.00
2022		$1,170,000 Land $607,800 Building $562,200	$1,170,000 Land $607,800 Building $562,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530254013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, BIF IV Intrepid HoldCo, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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