Uintah County property record for 431 E 700 S, Vernal, UT 84078
| Property Type | Single Family Home |
|---|---|
| Details | 1,805 sqft · built 2007 |
| Lot Size | 0.061 acres (2,657 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $334,072 (Jun 2024) |
| Tax Bill | $1,511 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05:051:0215 |
| Primary APN | 05:051:0215 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,805 sqft Total Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 2,657 sqft (0.061 acres) |
| Account Number | 148898 |
|---|---|
| Street Address | 431 E 700 S |
| City | VERNAL |
| State | UT |
| Zip | 84078-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 25 SPLIT MOUNTAIN VILLAGE PUD AMENDED LOCATED IN NE 1/4 NE 1/4 OF SEC 26, T4S, R21E, SLB&M. COMMON OWNERSHIP PER UNIT |
| Legal Range | 21E |
| Legal Township | 04S |
| Legal Section | 26 |
| Legal Subdivision | SPLIT MOUNTAIN VILLAGE PUD AMENDED |
| Legal Unit | 25 |
| Jurisdiction | UINTAH UT |
| Township / Civil Division | VERNAL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 968404 |
431 E 700 S is owner-occupied and held in a trust since April 2025.
Source: Uintah County records, as of April 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 431 E 700 S, VERNAL, UT 84078-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO |
| Nov 17, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GUILD MORTGAGE CO |
| Oct 12, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage INTERCAP LENDING |
| May 7, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Nov 14, 2007 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on File |
| Deed Sale | Jun 28, 2024 · Amount on File |
| Prior Sale | Oct 12, 2022 · Amount on File |
| Deed Document Number | 20243916 |
| Deed Book / Page | 1862 / 852 |
| Last Transfer Date | Apr 23, 2025 |
| Transfer Doc | 001908/215 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UINTAH UT |
| Property Address | 431 E 700 S, VERNAL, UT 84078-3729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001750/308 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 1750/308 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UINTAH UT |
| Property Address | 431 E 700 S, VERNAL, UT 84078-3729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001750/324 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 1750/324 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UINTAH UT |
| Recording Date | Oct 12, 2022 |
| Property Address | 431 E 700 S, VERNAL, UT 84078-3729 |
| Document Number | 001798/409 |
| Book / Page | 1798 / 409 |
| Instrument Date | Oct 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0001798410 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 1798/410 |
| Name | INTERCAP LENDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UINTAH UT |
| Recording Date | May 7, 2018 |
| Property Address | 431 E 700 S, VERNAL, UT 84078-3729 |
| Document Number | 001565/339 |
| Book / Page | 1565 / 339 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 2018003391 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1215 STOVALL AVE, HACIENDA HEIGHTS, CA 91745-2155 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UINTAH UT |
| Recording Date | Nov 14, 2007 |
| Property Address | 431 E 700 S, VERNAL, UT 84078-3729 |
| Document Number | 001062/531 |
| Book / Page | 1062 / 531 |
| Instrument Date | Nov 9, 2007 |
| Instrument | 2007012959 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6255 ATLANTIC AVE APT 2, 2, LONG BEACH, CA 90805-2966 |
| Investor | Possibly a Property Investor |
| Document Number | 001062/533 |
|---|---|
| Date | Nov 14, 2007 |
| Book Page | 1062/533 |
| Instrument | 2007012960 |
| Name | FIRST HORIZON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2037 |
The 2025 property tax bill for 431 E 700 S was $1,511.
Source: Uintah County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Uintah County |
| Municipality | Vernal City |
| Unified School District | Uintah School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,511.00 | $174,814 (+3.95%) Land $19,250 Building $155,564 | $174,814 (+3.95%) Land $19,250 Building $155,564 |
| 2024 | $1,511.00 (+16.77%) | $168,169 (+21.33%) Land $19,250 Building $148,919 | $168,169 (+21.33%) Land $19,250 Building $148,919 |
| 2023 | $1,294.00 (+4.95%) | $138,608 (+21.39%) Land $16,500 Building $122,108 | $138,608 (+21.39%) Land $16,500 Building $122,108 |
| 2022 | $1,233.00 | $114,187 Land $16,500 Building $97,687 | $114,187 Land $16,500 Building $97,687 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 431 E 700 S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 E 700 S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERNAL CITY WATER SYSTEM serves 10,000 people · EPA ID UTAH24012 |
|---|---|
| Water Source | Purchased surface water from CENTRAL UTAH WCD - ASHLEY VALLEY |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Strata Networks Fiber | 2,000 / 1,000 |
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