431 E 6th St, Ute, IA 51060 Property Records

Monona County property record for 431 E 6th St, Ute, IA 51060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,517 sqft · built 1917
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$1,132 (2026)
Deeds & Mortgages	May 2022 Mortgage Oct 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`844235276041`

Property Details

APN / Parcel Number

Primary APN	`844235276041`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area
1st Floor Area	1,100 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	1,097 sqft
Finished Basement	275 sqft
Unfinished Basement	822 sqft
Game Room	Game Room
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Street Address	431 E 6TH ST
City	UTE
State	IA
Zip	51060-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 25' OF E 1/2 LOT 4 & E 1/2 LOTS 5 & 6 BLK 29
Legal Subdivision	FOURTH ADDITION TO THE TOWN OF UTE
Jurisdiction	MONONA IA
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1080
Census Tract	960400

Owner

Source: Monona County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 E 6TH ST, UTE, IA 51060-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA
Oct 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA
Sep 20, 2021	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021
Deed Sale	Sep 20, 2021
Deed Document Number	20211418
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	431 E 6TH ST, UTE, IA 51060-1020
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220886
Date	May 24, 2022
Instrument	2022-0886

Lender

Name	UNITED BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	431 E 6TH ST, UTE, IA 51060-1020
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020241432
Date	Oct 10, 2024
Instrument	2024-1432

Lender

Name	UNITED BANK OF IOWA
Type	Bank
Address	IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	5-Year TN
Max Rate	12.7%

September 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MONONA IA
Recording Date	Sep 20, 2021
Property Address	431 E 6TH ST, UTE, IA 51060-1020
Document Number	0020211418
Instrument Date	Sep 15, 2021
Instrument	2021-1418
Transaction Type	Foreclosure
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 6TH ST, UTE, IA 51060-1020

Tax Assessment & Valuation

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Ute City
Unified School District	Charter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,132.00 Homeowner's exemption	$95,594 (-0.13%) Land $6,060 Building $89,534	$95,594 (-0.13%) Land $6,060 Building $89,534
2025	$1,132.00 (+37.05%)	$95,722 (+36.53%) Land $6,060 Building $89,662	$95,722 (+36.53%) Land $6,060 Building $89,662
2024	$826.00 (-9.83%)
2023		$70,112 (+13.46%) Land $6,060 Building $64,052	$70,112 (+13.46%) Land $6,060 Building $64,052
2022	$916.00 Homeowner's exemption	$61,792
2021			$61,792

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WATER SUPPLY serves 338 people · EPA ID IA6762043
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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