431 E 5th St, Peru, IN 46970 Property Records

Miami County property record for 431 E 5th St, Peru, IN 46970 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1937
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$711 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`021-81245-00`

Property Details

APN / Parcel Number

Primary APN	`021-81245-00`
Alternative APNs	`52-08-27-102-086.000-016` `01439804412`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	330 sqft
Unfinished Basement	330 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01439804412
Street Address	431 E 5TH ST
City	PERU
State	IN
Zip	46970-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-81245-00 SMITH 3RD ADD 00-00-00 .00 W1/2 LOT 52 43 112 45000
Legal Subdivision	SMITH 3RD ADD
Legal Lot Number	52
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1012
Census Tract	952400

Owner

Source: Miami County records · APN 021-81245-00

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 E 5TH ST, PERU, IN 46970-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2022	Personal Representative Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 13, 2023	Re-recorded Document
Dec 08, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 01, 2020	Warranty Deed, Transfer · Commercial Mortgage CROSSROADS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2023
Deed Sale	Jan 13, 2023
Prior Sale	Dec 08, 2022 · Amount on Record
Deed Document Number	2023520209
Prior Transfer Date	Dec 05, 2022
Prior Transfer Doc	20230520209
Record Updated	Sep 20, 2026

December 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MIAMI IN
Recording Date	Dec 08, 2022
Property Address	431 E 5TH ST, PERU, IN 46970-2513
Document Number	20220525451
Instrument Date	Dec 05, 2022
Instrument	20220525451
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 5TH ST, PERU, IN 46970-2513

Mortgage

Document Number	20220525452
Date	Dec 08, 2022
Instrument	20220525452

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

January 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MIAMI IN
Recording Date	Jan 13, 2023
Property Address	431 E 5TH ST, PERU, IN 46970-2513
Document Number	20230520209
Instrument Date	Dec 05, 2022
Instrument	20230520209
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 5TH ST, PERU, IN 46970-2513

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI IN
Recording Date	Dec 08, 2022
Property Address	431 E 5TH ST, PERU, IN 46970-2513
Document Number	20220525450
Instrument Date	Nov 10, 2022
Instrument	20220525450
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jun 01, 2020
Property Address	431 E 5TH ST, PERU, IN 46970-2513
Document Number	20200521978
Instrument Date	May 27, 2020
Instrument	20200521978
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 N STATE ROAD 115, WABASH, IN 46992-7791

Mortgage

Document Number	20200521979
Date	Jun 01, 2020
Instrument	20200521979

Lender

Name	CROSSROADS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$711.00 (+16.94%) Homeowner's exemption	$81,400 (+30.24%) Land $3,600 Building $77,800	$81,400 (+30.24%) Land $3,600 Building $77,800
2024	$608.00 (+4.29%)
2023	$583.00 (+30.43%)	$62,500 Land $3,600 Building $58,900	$62,500 Land $3,600 Building $58,900
2022	$447.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

431 E 5th St, Peru, IN 46970 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Personal Representative Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2023: Re-recorded Document

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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