431 E 54th St, Anderson, IN 46013 Property Records

Madison County property record for 431 E 54th St, Anderson, IN 46013

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,014 sqft · built 1956
Lot Size	0.208 acres (9,072 sqft)
Owner	Individual Name on Record
Last Sale	$93,300 (Nov 2018)
Tax Bill	$240 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-2931-7-Z`

Property Details

APN / Parcel Number

Primary APN	`18-2931-7-Z`
Alternative APNs	`48-11-36-100-073.000-003` `00001113493`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,072 sqft (0.208 acres)
Lot Dimensions	162 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	138 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001113493
Street Address	431 E 54TH ST
City	ANDERSON
State	IN
Zip	46013-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WISTERIA 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	WISTERIA SUB
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1008
Census Tract	1802

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 E 54TH ST, ANDERSON, IN 46013-1739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit MADISON COUNTY FCU
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage MADISON COUNTY FCU
Nov 15, 2018	Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC
Jul 6, 2018	Warranty Deed, Transfer
May 29, 2018	Quit Claim Deed, Foreclosure Quitclaim
Mar 20, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	201815624
Prior Transfer Date	May 24, 2018
Prior Transfer Doc	2018R06824
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	431 E 54TH ST, ANDERSON, IN 46013-1739
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R03414
Date	Mar 9, 2026
Instrument	2026R03414

Lender

Name	MADISON COUNTY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2046

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	431 E 54TH ST, ANDERSON, IN 46013-1739
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R04981
Date	Mar 22, 2022
Instrument	2022R04981

Lender

Name	MADISON COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Nov 15, 2018
Property Address	431 E 54TH ST, ANDERSON, IN 46013-1739
Document Number	2018R15624
Map Reference	PB 8 PG 2
Instrument Date	Nov 10, 2018
Instrument	2018R15624
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 54TH ST, ANDERSON, IN 46013-1739

Mortgage

Document Number	2018R15625
Date	Nov 15, 2018
Instrument	2018R15625

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jul 6, 2018
Property Address	431 E 54TH ST, ANDERSON, IN 46013-1739
Document Number	2018R08783
Instrument Date	May 30, 2018
Instrument	2018R08783
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MADISON IN
Recording Date	May 29, 2018
Property Address	431 E 54TH ST, ANDERSON, IN 46013-1739
Document Number	2018R06824
Map Reference	IN 2018R003536
Instrument Date	May 24, 2018
Instrument	2018R06824
Transaction Type	Foreclosure
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

March 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MADISON IN
Recording Date	Mar 20, 2018
Property Address	431 E 54TH ST, ANDERSON, IN 46013-1739
Document Number	2018R03536
Instrument Date	Mar 16, 2018
Instrument	2018R03536
Transaction Type	Foreclosure
Record Updated	Aug 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$240.00 (-56.99%) Homeowner's exemption	$58,800 (+20.99%) Land $9,800 Building $49,000	$58,800 (+20.99%) Land $9,800 Building $49,000
2024	$558.00 (+25.96%)
2023		$48,600 (-) Land $9,400 Building $39,200	$48,600 (-) Land $9,400 Building $39,200
2022	$443.00	$48,600 Land $9,100 Building $39,500	$48,600 Land $9,100 Building $39,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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