431 E 49th St, Savannah, GA 31405 Property Records

Chatham County property record for 431 E 49th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,274 sqft · built 1941
Lot Size	0.108 acres (4,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jun 2020)
Tax Bill	$3,723 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-06-010`

Property Details

APN / Parcel Number

Primary APN	`2-0086-06-010`
Alternative APN	`278L354`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,726 sqft (0.108 acres)
Lot Dimensions	105 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	153 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	431 E 49TH ST
City	SAVANNAH
State	GA
Zip	31405-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 60 AND WEST 15 FEET LOT 61 SCHROEDER WARD
Legal Subdivision	HULL PARK
Legal Lot Number	60-61
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2005
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 E 49TH ST, SAVANNAH, GA 31405-2344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Dec 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST CHATHAM BANK
Jun 24, 2020	Warranty Deed, Transfer · Conventional Mortgage DRAPER AND KRAMER MORTGAGE
May 19, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	May 23, 2011 · Amount on Record
Deed Document Number	20205965
Deed Book / Page	1967 / 163
Prior Transfer Date	May 19, 2020
Prior Transfer Doc	0019670161
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	431 E 49TH ST, SAVANNAH, GA 31405-2344
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 49TH ST, SAVANNAH, GA 31405-2344

Mortgage

Document Number	0033000067
Date	Feb 7, 2024
Book Page	0000003300/0000000067

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	431 E 49TH ST, SAVANNAH, GA 31405-2344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 49TH ST, SAVANNAH, GA 31405-2344

Mortgage

Document Number	0000001785/0000000331
Date	Dec 2, 2019
Book Page	0000001785/0000000331
Instrument	032038990010

Lender

Name	FIRST CHATHAM BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 24, 2020
Property Address	431 E 49TH ST, SAVANNAH, GA 31405-2344
Document Number	0019670163
Book / Page	1967 / 163
Instrument Date	Jun 24, 2020
Instrument	2020-005965
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 49TH ST, SAVANNAH, GA 31405-2344

Mortgage

Document Number	0000001967/0000000166
Date	Jun 25, 2020
Book Page	0000001967/0000000166

Lender

Name	DRAPER AND KRAMER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 19, 2020
Property Address	431 E 49TH ST, SAVANNAH, GA 31405-2344
Document Number	0019670161
Book / Page	1967 / 161
Instrument Date	May 19, 2020
Instrument	2020-005964
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 MALLORY PL, POOLER, GA 31322-9667

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,400 (+2.22%) Land $44,000 Building $142,400	$466,000 (+2.22%) Land $110,000 Building $356,000
2025	$3,723.00 (-0.64%) Homeowner's exemption	$182,360 (+29.3%) Land $44,000 Building $138,360	$455,900 (+29.3%) Land $110,000 Building $345,900
2024	$3,747.00 (-30.55%)
2023		$141,040 (+8.23%) Land $30,000 Building $111,040	$352,600 (+8.23%) Land $75,000 Building $277,600
2022	$5,395.00	$130,320 Land $30,000 Building $100,320	$325,800 Land $75,000 Building $250,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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