431 E 43rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 431 E 43rd St, Covington, KY 41015 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1926
Square Footage1,092 sqft Finished Area
Lot Size3,920 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$205,000 (2024)
Tax Bill$2,716.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-43-06-003.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,092 sqft Finished Area
Gross Area1,364 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area3,920 sqft (0.09 acres)
Depth X Width75 ft x 30 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address431 E 43RD ST
CityCOVINGTON
StateKY
Zip41015-1664
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionROSEDALE LOT 91 & PT LOTS 92-93
Legal SubdivisionROSEDALE
Legal Lot Number91,92
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2019
Census Tract61200

Owner

Source: Kenton County records · APN 056-43-06-003.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 E 43RD ST, COVINGTON, KY 41015-1664
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2021Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Dec 06, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ENVOY MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2024 · Amount on Record
Deed SaleAug 28, 2024 · Amount on Record
Prior SaleDec 09, 2021 · Amount on Record
Deed Doc Number202467
Deed Book / Page302 / 340
Record RefreshedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 09, 2021
Property Address431 E 43RD ST, COVINGTON, KY 41015-1664
Document Number0005900037
Book / PageKC 135 / 941
Instrument DateNov 03, 2021
Instrument21120905900037
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address677 VALLEY TERF, COLD SPRING, KY 41076

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address431 E 43RD ST, COVINGTON, KY 41015-1664

Mortgage

Document Number0005900038
DateDec 09, 2021
Book Page312/885
Instrument21120905900038
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 06, 2019
Property Address431 E 43RD ST, COVINGTON, KY 41015-1664
Document Number0000000196
Book / Page0C6820 / 000239
Instrument DateNov 12, 2019
Instrument196
Transaction TypeTransfer
Record UpdatedDec 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$95.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 E 43RD ST COVINGTON KY 410151664, COVINGTON, KY 41015-1664

Mortgage

Document Number197
DateDec 06, 2019
Book Page0C6820/000243
Instrument197
Lender
NameENVOY MTG
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 05, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,716.00 (+45.16%)$205,000 (+45.91%) Land $10,000 Building $195,000$205,000 (+45.91%) Land $10,000 Building $195,000
2023$1,871.00$140,500 Land $10,000 Building $130,500$140,500 Land $10,000 Building $130,500

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