431 E 3550 N, North Ogden (Ogden), UT 84414 Property Records

Weber County property record for 431 E 3550 N, North Ogden, UT 84414

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,003 sqft · built 1993
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,494 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-134-0010`

Property Details

APN / Parcel Number

Primary APN	`16-134-0010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,003 sqft Living Area
1st Floor Area	850 sqft
2nd Floor Area	1,153 sqft
Basement Area	506 sqft
Unfinished Basement	506 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	431 E 3550 N
City	OGDEN
State	UT
Zip	84414-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 355, LAKEVIEW HEIGHTS, SUBDIVISION, PHASE 4D, A P.R.U.D. NORTH OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range	1W
Legal Township	7N
Legal Section	20
Legal Subdivision	LAKEVIEW HEIGHTS
Legal Lot Number	355
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1016
Census Tract	210303

Owner

431 E 3550 N is owned and occupied by two individuals who acquired it in June 2022.

Source: Weber County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 E 3550 N, OGDEN, UT 84414-2712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jul 2, 2018	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022
Deed Sale	Jun 21, 2022
Prior Sale	Jul 2, 2018 · Amount on File
Deed Document Number	20223242052
Prior Transfer Date	Oct 29, 2008
Prior Transfer Doc	0002379535
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Jun 21, 2022
Property Address	431 E 3550 N, NORTH OGDEN, UT 84414-2712
Document Number	0003242052
Instrument Date	Jun 16, 2022
Instrument	3242052
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 E 3550 N, NORTH OGDEN, UT 84414-2712

Mortgage

Document Number	0003242053
Date	Jun 21, 2022
Instrument	3242053

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	431 E 3550 N, NORTH OGDEN, UT 84414-2712
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003195839
Date	Nov 8, 2021
Instrument	3195839

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	431 E 3550 N, NORTH OGDEN, UT 84414-2712
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	US TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003205429
Date	Dec 20, 2021
Instrument	3205429

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	431 E 3550 N, NORTH OGDEN, UT 84414-2712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002997802
Date	Aug 19, 2019
Instrument	2997802

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Jul 2, 2018
Property Address	431 E 3550 N, NORTH OGDEN, UT 84414-2712
Document Number	0002928717
Instrument Date	Jun 29, 2018
Instrument	2928717
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	BACKMAN TITLE SERVICES LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 3550 N, OGDEN, UT 84414-2712

Mortgage

Document Number	0002928746
Date	Jul 2, 2018
Instrument	2928746

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 431 E 3550 N was $3,494, up 0.2% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	North Ogden City
Unified School District	Weber School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,494.00 (+0.17%)	$495,593 (-1.41%) Land $162,990 Building $332,603	$495,593 (-1.41%) Land $162,990 Building $332,603
2025	$3,488.00	$502,701 Land $162,990 Building $339,711	$502,701 Land $162,990 Building $339,711
2023	$3,252.00	$268,950 Land $89,208 Building $179,742	$489,000 Land $162,196 Building $326,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 E 3550 N in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1991–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 E 3550 N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH OGDEN CITY serves 22,000 people · EPA ID UTAH29010
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: All West, CenturyLink, Utah Broadband, Verizon.

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