Utah County property record for 431 E 350 S, American Fork, UT 84003
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 1999 |
| Lot Size | 0.015 acres (653 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $459,914 (May 2026) |
| Tax Bill | $1,484 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-357-0019 |
| Primary APN | 49-357-0019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 620 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Metal |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 653 sqft (0.015 acres) |
| Garage Area | 1 sqft |
| Porch | Raised Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 132705 |
|---|---|
| Street Address | 431 E 350 S |
| City | AMERICAN FORK |
| State | UT |
| Zip | 84003-2521 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 19, PENNYLANE TOWNHOMES PUD PHASE 2 SUBDV. AREA 0.015 AC. |
| Legal Subdivision | PENNYLANE TOWNHOMES PUD PHASE 2 SUB |
| Legal Phase | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | AMERICAN FORK-PLEASANT GROVE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 400 |
Source: Utah County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 431 E 350 S, AMERICAN FORK, UT 84003-2521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING |
| May 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Mar 16, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 10, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage INTERCAP LENDING |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Mar 16, 2023 · Amount on Record |
| Deed Document Number | 202643560 |
| Prior Transfer Date | Mar 11, 2023 |
| Prior Transfer Doc | 0000016215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 431 E 350 S, AMERICAN FORK, UT 84003-2521 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000117156 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 117156:2022 |
| Name | INTERCAP LENDING |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | May 26, 2026 |
| Property Address | 431 E 350 S, AMERICAN FORK, UT 84003-2521 |
| Document Number | 0000043560 |
| Instrument Date | May 26, 2026 |
| Instrument | 202643560 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 431 E 350 S, AMERICAN FORK, UT 84003-2521 |
| Document Number | 0000043576, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202643576 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Mar 16, 2023 |
| Property Address | 431 E 350 S, AMERICAN FORK, UT 84003-2521 |
| Document Number | 0000016215 |
| Map Reference | MB 4805 PG 2189 |
| Instrument Date | Mar 11, 2023 |
| Instrument | 16215:2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | HIGHLANDER TITLE, HIGHLAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 431 E 350 S, AMERICAN FORK, UT 84003-2521 |
| Document Number | 0000016216 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 16216:2023 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Nov 10, 2022 |
| Property Address | 431 E 350 S, AMERICAN FORK, UT 84003-2521 |
| Document Number | 0000117083 |
| Map Reference | DOC 60952 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 117083:2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 E 350 S, AMERICAN FORK, UT 84003-2521 |
| Document Number | 0000117157 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 117157:2022 |
| Name | INTERCAP LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 431 E 350 S, AMERICAN FORK, UT 84003-2521 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Title Company | SUTHERLAND TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000079688 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 79688:2021 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Oct 23, 2018 |
| Property Address | 431 E 350 S, AMERICAN FORK, UT 84003-2521 |
| Document Number | 0000101584 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 101584:2018 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | MONUMENT TITLE INSURANCE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 431 E 350 S, AMERICAN FORK, UT 84003-2521 |
| Document Number | 0000101610 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 101610:2018 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| Municipality | American Fork City |
| County | Utah County |
| Unified School District | Alpine School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,790 (+2.91%) | $317,800 (+2.91%) Land $49,400 Building $268,400 | |
| 2025 | $1,484.00 (+0.07%) | $169,840 (-1.06%) | $308,800 (-1.06%) Land $45,400 Building $263,400 |
| 2024 | $1,483.00 (+1.85%) | ||
| 2023 | $1,456.00 (-12.81%) | $171,655 | $312,100 Land $45,900 Building $266,200 |
| 2022 | $1,670.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CentraCom, CenturyLink, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.
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