431 E 2nd St, Peru, IN 46970 Property Records

Miami County property record for 431 E 2nd St, Peru, IN 46970 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1949
Square Footage	1,312 sqft Living Area
Lot Size	9,768 sqft (0.224 acres)
Occupancy	Owner Occupied
Last Sale	$88,200 (2021)
Tax Bill	$672.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`021-80865-00`
Alternative APNs	`52-08-27-102-027.000-016` `00827835577`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,312 sqft Living Area
1st Floor	1,312 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Asphalt Roof
Lot Area	9,768 sqft (0.224 acres)
Depth X Width	132 ft x 74 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	480 sqft Garage
Topography	High Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	00827835577
Street Address	431 E 2ND ST
City	PERU
State	IN
Zip	46970-2534
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	021-80865-00 SMITH 3RD AD 30' W SD & 36' E SD LOT 18;8' E SD LOT 19 43 108 06500
Legal Subdivision	SMITH S THIRD ADDITION
Legal Lot Number	18,19
Jurisdiction	MIAMI IN
Minor Civil Division	PERU
Census Blockgroup	2
Census Block	2001
Census Tract	952400

Owner

Source: Miami County records · APN 021-80865-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 E 2ND ST, PERU, IN 46970-2534
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Dec 03, 2015 · Amount on Record
Deed Doc Number	2021522936
Record Refreshed	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jun 16, 2021
Property Address	431 E 2ND ST, PERU, IN 46970-2534
Document Number	20210522936
Instrument Date	Jun 14, 2021
Instrument	20210522936
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	20210522937
Date	Jun 16, 2021
Instrument	20210522937

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$672.00 (+12.56%) Homeowner's exemption	$79,500 (+36.6%) Land $6,800 Building $72,700	$79,500 (+36.6%) Land $6,800 Building $72,700
2024	$597.00 (+12.85%)
2023	$529.00 (+7.74%)	$58,200 Land $6,800 Building $51,400	$58,200 Land $6,800 Building $51,400
2022	$491.00

Flood & Wildfire

431 E 2nd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Miami County (18103C), updated May 16, 2017

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.