431 E 255th St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 431 E 255th St, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,530 sqft · built 1949
Lot Size	0.184 acres (8,040 sqft)
Owner	Owner Name on Record
Last Sale	$73,500 (Jul 2013)
Tax Bill	$3,392 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`644-14-051`

Property Details

APN / Parcel Number

Primary APN	`644-14-051`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,530 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	510 sqft
Basement Area	1,020 sqft
Finished Basement	510 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,040 sqft (0.184 acres)
Lot Dimensions	134 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	121 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	431 E 255TH ST
City	EUCLID
State	OH
Zip	44132-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	19-8 EUC-HOCOL#2 &S/L34 NP 0033 ALL
Legal Subdivision	HOCOL#2
Legal Tract	19
Legal Lot Number	33
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	4
Census Block	4007
Census Tract	152302

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	431 E 255TH ST, EUCLID, OH 44132-1009
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 12, 2017	Deed of Trust, Mortgage · Line of Credit CARDINAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2013 · Amount on Record
Deed Sale	Jul 5, 2013 · Amount on Record
Prior Sale	Mar 28, 2002
Deed Document Number	0007050487
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	431 E 255TH ST, EUCLID, OH 44132-1009
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000051
Date	Aug 22, 2022
Instrument	202208220051

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	431 E 255TH ST, EUCLID, OH 44132-1009
Document Number	0010190334
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	LAKE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 E 255TH ST EUCLID OH 441321009, EUCLID, OH 44132-1009

Mortgage

Document Number	0010190334
Date	Oct 19, 2017
Instrument	10190334

Lender

Name	CARDINAL CU
Address	MENTOR, OH 44060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 18, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,392.00 (+2.35%) Homeowner's exemption	$51,070 (-) Land $9,980 Building $41,090
2024	$3,314.00 (+12.72%) Homeowner's exemption	$51,070 (+50.12%) Land $9,980 Building $41,090	$145,900 (+50.1%) Land $28,500 Building $117,400
2023	$2,940.00 (+2.33%) Homeowner's exemption	$34,020 (-) Land $7,560 Building $26,460
2022	$2,873.00 Homeowner's exemption	$34,020 Land $7,560 Building $26,460
2021			$97,200 Land $21,600 Building $75,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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