St. Joseph County property record for 431 E 16th St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,248 sqft · built 1922 |
| Lot Size | 0.195 acres (8,496 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,236 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-22-151-003.000-022 |
| Primary APN | 71-09-22-151-003.000-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 720 sqft |
| Attic | Attic |
| Attic Area | 528 sqft |
| Basement Area | 324 sqft |
| Year Built | Built 1922 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 8,496 sqft (0.195 acres) |
| Lot Dimensions | 118 ft deep x 72 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 452 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0271001017001 |
|---|---|
| Street Address | 431 E 16TH ST |
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-5518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 FARTHINGS 16TH ST MINOR 03-04 NEW REPLAT TR 9342 11-01-02 |
| Legal Tract | 9342 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10300 |
431 E 16th St is owned and occupied by an individual who acquired it in September 2003.
Source: St. Joseph County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 E 16TH ST, MISHAWAKA, IN 46544-5518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2003 |
| Deed Sale | Sep 8, 2003 |
| Record Updated | Jun 8, 2026 |
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Penn-Harris-Madison School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,800 Land $40,500 Building $107,300 | $147,800 Land $40,500 Building $107,300 | |
| 2024 | $1,236.00 (-4.26%) | ||
| 2023 | $1,291.00 (+1.89%) | $127,500 (-) Land $40,500 Building $87,000 | $127,500 (-) Land $40,500 Building $87,000 |
| 2022 | $1,267.00 Homeowner's exemption | $127,500 Land $40,500 Building $87,000 | $127,500 Land $40,500 Building $87,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 E 16th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 431 E 16th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Mercury Fiber, Verizon.
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