431 Durham Rd, Madison, CT 06443 Property Records

Madison Town property record for 431 Durham Rd, Madison, CT 06443 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,317 sqft · built 2005
Lot Size	3.49 acres (152,024 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Jun 2026)
Tax Bill	$13,247 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jun 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MADI M:78 B:20`

Property Details

APN / Parcel Number

Primary APN	`MADI M:78 B:20`
Alternative APNs	`00455400` `455400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,317 sqft Living Area
Gross Area	5,196 sqft
1st Floor Area	1,265 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	152,024 sqft (3.49 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	455400
Street Address	431 DURHAM RD
City	MADISON
State	CT
Zip	06443-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	20
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3005
Census Tract	194201

Owner

Source: Madison Town records · APN MADI M:78 B:20

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 DURHAM RD, MADISON, CT 06443-2041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jun 02, 2026	Warranty Deed, Transfer · Line of Credit CROSSCOUNTY MORTGAGE INC
Aug 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2026 · Amount on Record
Deed Sale	Jun 02, 2026 · Amount on Record
Prior Sale	Jul 06, 1998 · Amount on Record
Deed Book / Page	2313 / 252
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	431 DURHAM RD, MADISON, CT 06443-2041
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002234-346
Date	Sep 09, 2021
Book Page	2234/346
Instrument	3381

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2046

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Jun 02, 2026
Property Address	431 DURHAM RD, MADISON, CT 06443-2041
Document Number	002313-252
Book / Page	2313 / 252
Instrument Date	May 21, 2026
Instrument	20261073
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 DURHAM RD, MADISON, CT 06443-2041

Mortgage

Date	Jun 02, 2026

Lender

Name	CROSSCOUNTY MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	431 DURHAM RD, MADISON, CT 06443-2041
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2159-1
Date	Aug 10, 2020
Book Page	2159/1
Instrument	2092

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Madison Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,247.00	$590,600 (+41.18%) Land $137,000 Building $453,600	$413,420 Land $95,900 Building $317,520
2024	$13,247.00 (+5.66%)
2023	$12,537.00 (+1.9%)	$418,320 (-) Land $105,400 Building $312,920
2022	$12,303.00	$418,320 Land $105,400 Building $312,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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