431 David Ln, Mason, OH 45040 Property Records

Warren County property record for 431 David Ln, Mason, OH 45040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,267 sqft · built 1965
Lot Size	0.511 acres (22,300 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jul 1986)
Tax Bill	$4,345 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-29-226-007-0`

Property Details

APN / Parcel Number

Primary APN	`16-29-226-007-0`
Alternative APNs	`1629226007` `1123815`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,267 sqft Living Area
1st Floor Area	2,255 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Block
Lot Area	22,300 sqft (0.511 acres)
Lot Dimensions	223 ft deep x 100 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1123815
Old Parcel Number	1629226007
Street Address	431 DAVID LN
City	MASON
State	OH
Zip	45040-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MASON HEIGHTS 6 #280
Legal Subdivision	MASON HEIGHTS 6
Legal Block	226
Legal Lot Number	280
Jurisdiction	WARREN OH
Township / Civil Division	MASON
Census Block Group	2
Census Block	2009
Census Tract	31906

Owner

431 David Ln is owned and occupied by two individuals who bought it in July 1986.

Source: Warren County records, as of February 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 DAVID LN, MASON, OH 45040-2116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 1986 · Amount on File
Deed Sale	Jul 9, 1986 · Amount on File
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	431 DAVID LN, MASON, OH 45040-2116
Document Number	0000009723
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	431 DAVID LN MASON OH 450402116, MASON, OH 45040-2116

Mortgage

Document Number	0000009723
Date	Apr 19, 2019
Instrument	9723

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 431 David Ln was $4,345.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
Municipality	Mason City
Unified School District	Mason City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,345.00	$107,601 Land $24,500 Building $83,101	$307,430 Land $70,000 Building $237,430
2023	$4,254.00 (+1.31%) Homeowner's exemption	$88,571 (-) Land $15,068 Building $73,503
2022	$4,199.00 Homeowner's exemption	$88,571 Land $15,068 Building $73,504	$253,060 (-) Land $43,050 Building $210,010
2021			$253,060 Land $43,050 Building $210,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 David Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 David Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20