431 Cottonpatch Rd, Lawrenceville, GA 30046 Property Records

Gwinnett County property record for 431 Cottonpatch Rd, Lawrenceville, GA 30046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 1989
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jul 2019)
Tax Bill	$190 (2025)
Deeds & Mortgages	Sep 2024 Second Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-150-337`

Property Details

APN / Parcel Number

Primary APN	`5-150-337`
Alternative APNs	`R5150-337` `1503426`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	2,133 sqft
1st Floor Area	1,733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	25,700 sqft (0.59 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	121 sqft
Deck Area	266 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	431 COTTONPATCH RD
City	LAWRENCEVILLE
State	GA
Zip	30046-7166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS180
Legal Description	L6 BC ST. LAWRENCE PLANT #4
Legal Subdivision	ST. LAWRENCE PLANT
Legal Block	C
Legal Lot Number	6
Jurisdiction	GWINNETT GA
Township / Civil Division	SNELLVILLE-GRAYSON
Census Block Group	1
Census Block	1011
Census Tract	50740

Owner

431 Cottonpatch Rd is owned and occupied by two individuals who acquired it in September 2019.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	431 COTTONPATCH RD, LAWRENCEVILLE, GA 30046-7166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 25, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MTG
Sep 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jul 23, 2019	Grant Deed, Transfer · VA Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Deed Document Number	201918929
Deed Book / Page	56754 / 380
Last Transfer Date	Sep 11, 2019
Transfer Doc	0569000541
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	431 COTTONPATCH RD, LAWRENCEVILLE, GA 30046-7166
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 COTTONPATCH RD, LAWRENCEVILLE, GA 30046-7166

Mortgage

Document Number	0614070332
Date	Sep 10, 2024
Book Page	0000061407/0000000332

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	431 COTTONPATCH RD, LAWRENCEVILLE, GA 30046-7166
Document Number	0580140555
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	431 COTTONPATCH RD LAWRENCEVILLE GA 300467166, LAWRENCEVILLE, GA 30046-7166

Mortgage

Document Number	0580140555
Date	Oct 30, 2020
Book Page	058014/000555

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Sep 23, 2019
Property Address	431 COTTONPATCH RD, LAWRENCEVILLE, GA 30046-7166
Document Number	0569000541
Book / Page	056900 / 000541
Instrument Date	Sep 11, 2019
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 COTTONPATCH RD LAWRENCEVILLE GA 300467166, LAWRENCEVILLE, GA 30046-7166

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 23, 2019
Property Address	431 COTTONPATCH RD, LAWRENCEVILLE, GA 30046-7166
Document Number	0567540379
Book / Page	056754 / 000379
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 COTTONPATCH RD LAWRENCEVILLE GA 300467166, LAWRENCEVILLE, GA 30046-7166

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 23, 2019
Property Address	431 COTTONPATCH RD, LAWRENCEVILLE, GA 30046-7166
Document Number	0567540380
Book / Page	056754 / 000380
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 COTTONPATCH RD LAWRENCEVILLE GA 300467166, LAWRENCEVILLE, GA 30046-7166

Mortgage

Document Number	567540381
Date	Jul 23, 2019
Book Page	056754/000381

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 431 Cottonpatch Rd was $190.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Lawrenceville City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$190.00	$131,280 Land $28,160 Building $103,120	$328,200 Land $70,400 Building $257,800
2023	$21.00	$124,800 Land $23,600 Building $101,200
2022			$312,000 Land $59,000 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Cottonpatch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Cottonpatch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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